# Zip Authenticator vs SP33D

The clearest difference is price: Zip Authenticator at Free against SP33D's $0.99. Zip Authenticator also leads on iOS requirement (13.4 vs 17.0). On update cadence, ads, in-app purchases and device support there is nothing between them.

Zip Authenticator is free to download; SP33D costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Zip Authenticator ships an update every 13 months, SP33D every 15 months. The most recent releases landed on October 4, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Zip Authenticator | SP33D |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/zip-authenticator/id1631427997/reviews)** | — |
| Number of ratings | **6** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 13 months** | Every 15 months |
| Monetization | Free | — |
| Size | 17 MB | 1 MB |
| Requires iOS | **13.4** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ZipHQ, Inc.](https://appshunter.io/developer/1486552137) | [Waldemar Osmala](https://appshunter.io/developer/1731926922) |

## What reviewers say

### Zip Authenticator

[App page](https://appshunter.io/ios/app/zip-authenticator/id1631427997)

Enhance financial transaction security with multi-factor authentication for Zip users. Approve payments directly from your mobile device, receiving detailed transaction information before confirmation. Compliant with EU regulations for secure online payments.

**Highlights:** Multi-factor authentication for Zip payments, Displays transaction details (amount, payee), EU Strong Customer Authentication (SCA) compliance, Easy QR code setup, PIN-based verification

**In-app purchases:** none


### SP33D

[App page](https://appshunter.io/ios/app/sp33d/id6479275332)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zip Authenticator free?

Zip Authenticator is free to download, with no in-app purchases.

### Is SP33D free?

SP33D costs $0.99, with no in-app purchases.

### Do Zip Authenticator or SP33D have ads?

Neither Zip Authenticator nor SP33D shows ads.

### Which is updated more often, Zip Authenticator or SP33D?

Zip Authenticator ships an update every 13 months, and SP33D every 15 months. Most recently, Zip Authenticator was updated on October 4, 2026 and SP33D on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*