# 1% Club vs VThrive

The clearest difference is in-app purchases: 1% Club at none against VThrive's 1. VThrive's advantage is update cadence (every 2 days vs weekly) and review sentiment (100% vs 89%). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. VThrive sells 1 in-app purchase, starting at $1.99 per month. 1% Club asks for nothing beyond the download.

1% Club ships an update weekly, VThrive every 2 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | 1% Club | VThrive |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (55 ratings)](https://appshunter.io/ios/app/1-club/id1631535570/reviews)** | — |
| Number of ratings | **55** | — |
| Positive reviews | 88.9% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 139 MB | 41 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Finance With Sharan](https://appshunter.io/developer/1631535572) | [Clarvit Technologies Private Limited](https://appshunter.io/developer/1896598612) |

## What reviewers say

### 1% Club

[App page](https://appshunter.io/ios/app/1-club/id1631535570)

This AI-powered finance app helps you understand and manage your money through natural language conversations. Track spending, explore investment options, and learn about personal finance with personalized insights.

**Highlights:** AI-powered financial expert, Natural language money queries, Spending and cash flow tracking, Curated mutual fund baskets, Research-backed stock portfolios, Personal finance learning modules, Insurance consultation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### VThrive

[App page](https://appshunter.io/ios/app/vthrive/id6768716832)

Easily track all your recurring subscription payments in one place. Get a clear overview of your total spending and receive weekly summaries to help you manage your finances effectively.

**Highlights:** Consolidated subscription view, Weekly spending summaries, Renewal date tracking, Indian Rupee pricing, AI-powered insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Growth Plan | $1.99 | per month |


## Frequently asked questions

### Is 1% Club free?

1% Club is free to download, with no in-app purchases.

### Is VThrive free?

VThrive is free to download, with in-app purchases available.

### Do 1% Club or VThrive have ads?

Neither 1% Club nor VThrive shows ads.

### Which is updated more often, 1% Club or VThrive?

1% Club ships an update weekly, and VThrive every 2 days. Most recently, 1% Club was updated on November 3, 2026 and VThrive on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*