# PPP · 记账、资产、自定义清单 vs Budget Flow | Expense Tracker

The clearest difference is update cadence: Budget Flow | Expense Tracker at every 10 days against PPP · 记账、资产、自定义清单's every 2 months. Budget Flow | Expense Tracker also leads on device support (4 vs 2) and iOS requirement (16.0 vs 26.0). PPP · 记账、资产、自定义清单's advantage is review sentiment (100% vs 91%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. PPP · 记账、资产、自定义清单 sells 1 one-off in-app purchase and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

PPP · 记账、资产、自定义清单 ships an update every 2 months, Budget Flow | Expense Tracker every 10 days. The most recent releases landed on September 10, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | PPP · 记账、资产、自定义清单 | Budget Flow | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (330 ratings)](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews)** |
| Number of ratings | — | **330** |
| Positive reviews | **100.0% of reviews** | 90.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 5 MB | 147 MB |
| Requires iOS | 26.0 | **16.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [文杰 李](https://appshunter.io/developer/1590258684) | [Fabian Hasse](https://appshunter.io/developer/1529861729) |

## What reviewers say

### PPP · 记账、资产、自定义清单

[App page](https://appshunter.io/ios/app/ppp/id1631734518)

This app helps you manage finances by linking multi-level scenarios, tags, and custom lists. It goes beyond simple number tracking to optimize shopping habits and understand purchasing needs. Create custom lists for various items and manage smart lists for recurring purchases or subscriptions.

**Highlights:** Multi-level scenarios and tags, Customizable shopping lists, Automated smart lists (e.g., 618 shopping, subscriptions), Purchase habit analysis, Reduced price comparison, Future features: data export, asset tracking, budgeting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PPP UPGRADE | $6.99 | one-time |


### Budget Flow | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876)

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

**Highlights:** Track income and expenses, Manage multiple accounts and categories, Plan budgets for categories, Shared budgeting with multiple users, Secure data storage with no login, Offline functionality, Currency conversion

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |
| Full Version (Discounted) | $49.99 | one-time |
| Full Version (Lifetime) | $69.99 | one-time |

**What reviewers like**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface

**What reviewers complain about**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support


## Frequently asked questions

### Is PPP · 记账、资产、自定义清单 free?

PPP · 记账、资产、自定义清单 is free to download, with in-app purchases available.

### Is Budget Flow | Expense Tracker free?

Budget Flow | Expense Tracker is free to download, with in-app purchases available.

### Do PPP · 记账、资产、自定义清单 or Budget Flow | Expense Tracker have ads?

Neither PPP · 记账、资产、自定义清单 nor Budget Flow | Expense Tracker shows ads.

### Which is updated more often, PPP · 记账、资产、自定义清单 or Budget Flow | Expense Tracker?

PPP · 记账、资产、自定义清单 ships an update every 2 months, and Budget Flow | Expense Tracker every 10 days. Most recently, PPP · 记账、资产、自定义清单 was updated on September 10, 2026 and Budget Flow | Expense Tracker on September 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*