# ASBT vs Heritage Digital Banking

The clearest difference is monetization model: Heritage Digital Banking at free against ASBT's free with in-app purchases. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for ASBT against 4.8 for Heritage Digital Banking. Both are backed by a comparable volume of ratings — 336 and 559 respectively.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 7, 2026.

## The numbers

| Metric | ASBT | Heritage Digital Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (336 ratings)](https://appshunter.io/ios/app/asbt/id1632353283/reviews)** | [4.8 (559 ratings)](https://appshunter.io/ios/app/heritage-digital-banking/id6444867865/reviews) |
| Number of ratings | 336 | **559** |
| Positive reviews | — | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 197 MB | 180 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 12+ |
| Developer | [American State Bank Holding Company Subsidiary, Inc.](https://appshunter.io/developer/908814636) | [Heritage Bank of Ozarks](https://appshunter.io/developer/860224936) |

## What reviewers say

### ASBT

[App page](https://appshunter.io/ios/app/asbt/id1632353283)

Consolidate all your financial accounts into one secure platform. Track transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Manage your money efficiently and access banking services on the go.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View monthly statements

**Features:** Apple Wallet

**In-app purchases:** none


### Heritage Digital Banking

[App page](https://appshunter.io/ios/app/heritage-digital-banking/id6444867865)

Manage your finances on the go with this secure banking app. Organize transactions with tags and notes, set balance alerts, and easily deposit checks by taking a photo. Transfer money, pay bills, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and receipt photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is ASBT free?

ASBT is free to download, with no in-app purchases.

### Is Heritage Digital Banking free?

Heritage Digital Banking is free to download, with no in-app purchases.

### Which has better reviews, ASBT or Heritage Digital Banking?

ASBT is rated higher. ASBT averages 4.8 out of 5 from 336 ratings, while Heritage Digital Banking averages 4.8 from 559 ratings.

### Do ASBT or Heritage Digital Banking have ads?

Neither ASBT nor Heritage Digital Banking shows ads.

### Which is updated more often, ASBT or Heritage Digital Banking?

ASBT ships an update monthly, and Heritage Digital Banking monthly. Most recently, ASBT was updated on November 7, 2026 and Heritage Digital Banking on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*