# Ratio Money vs Fineyo

The clearest difference is in-app purchases: Ratio Money at none against Fineyo's 4. Ratio Money also leads on review sentiment (100% vs 81%). Fineyo's advantage is update cadence (every 4 days vs every 6 weeks) and rating (5.0 vs 4.7). On price, ads and device support there is nothing between them.

Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days. Ratio Money asks for nothing beyond the download.

Fineyo holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 3 and 12 respectively. Written reviews complicate that: 100% of Ratio Money's written reviews are positive against 81% of Fineyo's, so the app with the better star average is not the one people write more warmly about.

Ratio Money ships an update every 6 weeks, Fineyo every 4 days. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Ratio Money | Fineyo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (3 ratings)](https://appshunter.io/ios/app/ratio-money-finance-tracker/id1632361347/reviews) | **[5.0 (12 ratings)](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940/reviews)** |
| Number of ratings | 3 | **12** |
| Positive reviews | **100.0% of reviews** | 81.3% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 4 days** |
| Monetization | **Free** | Freemium |
| Size | 18 MB | 105 MB |
| Requires iOS | 18.0 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Oluwatobi Omotayo](https://appshunter.io/developer/1606453205) | [Deniss Dubinins](https://appshunter.io/developer/1663166942) |

## What reviewers say

### Ratio Money

[App page](https://appshunter.io/ios/app/ratio-money-finance-tracker/id1632361347)

This app analyzes spending patterns to provide personalized financial insights and tips. It allows users to track income and expenses, scan receipts, and visualize financial data with interactive charts. Weekly reports offer suggestions for improving financial health.

**Highlights:** Spending pattern analysis, Personalized financial insights, Receipt scanning, Customizable categories, Interactive financial charts, Weekly reports and tips, Offline and online access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Fineyo

[App page](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940)

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

**Highlights:** Expense & Income Tracker, Budget Planner, Spending Insights & Charts, Custom Categories, iCloud Sync, Offline Mode

**Features:** Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $0.99 | per 7 days |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $24.99 | per year |
| Lifetime | $44.99 | one-time |


## Frequently asked questions

### Is Ratio Money free?

Ratio Money is free to download, with no in-app purchases.

### Is Fineyo free?

Fineyo is free to download, with in-app purchases available.

### Which has better reviews, Ratio Money or Fineyo?

Fineyo is rated higher. Ratio Money averages 4.7 out of 5 from 3 ratings, while Fineyo averages 5.0 from 12 ratings.

### Do Ratio Money or Fineyo have ads?

Neither Ratio Money nor Fineyo shows ads.

### Which is updated more often, Ratio Money or Fineyo?

Ratio Money ships an update every 6 weeks, and Fineyo every 4 days. Most recently, Ratio Money was updated on October 24, 2026 and Fineyo on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*