# Debt Tracker vs cloud mal anders

The clearest difference is in-app purchases: cloud mal anders at none against Debt Tracker's 15. cloud mal anders also leads on ads (none vs shown) and iOS requirement (12.0 vs 15.6). Debt Tracker's advantage is update cadence (every 3 weeks vs every 7 months). On price and device support there is nothing between them.

Both are free to download. Debt Tracker sells 15 in-app purchases, starting at $2.99 per month. cloud mal anders asks for nothing beyond the download.

Debt Tracker ships an update every 3 weeks, cloud mal anders every 7 months. The most recent releases landed on October 1, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Debt Tracker | cloud mal anders |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (61 ratings)](https://appshunter.io/ios/app/debt-tracker-personal-debts/id1632402707/reviews)** | — |
| Number of ratings | **61** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 7 months |
| Monetization | Free with in-app purchases | — |
| Size | 46 MB | 93 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [David Serrano Canales](https://appshunter.io/developer/1544987496) | [DIGI-BEL GmbH](https://appshunter.io/developer/1090341765) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-personal-debts/id1632402707)

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

**Highlights:** Record who owes you money, Manage your own debts, Detailed debt data (amount, currency, payments), Global history of paid and pending debts, Add partial payments, Backup and restore records

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (15)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $2.99 | per month |
| Premium | $3.99 | per month |
| Premium | $7.49 | per month |
| Premium | $8.99 | per year |
| Premium | $11.99 | per year |
| Premium | $12.99 | per year |
| Premium | $12.99 | per year |
| Premium | $12.99 | per year |
| Premium | $17.99 | per year |
| Premium | $17.99 | per year |
| Premium | $37.99 | per year |
| Premium | $17.99 | one-time |
| Premium Lifetime | $24.99 | one-time |
| Premium | $34.99 | one-time |
| Premium | $99.99 | one-time |


### cloud mal anders

[App page](https://appshunter.io/ios/app/cloud-mal-anders/id1640768726)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is cloud mal anders free?

cloud mal anders is free to download, with no in-app purchases.

### Do Debt Tracker or cloud mal anders have ads?

Debt Tracker shows ads; cloud mal anders does not.

### Which is updated more often, Debt Tracker or cloud mal anders?

Debt Tracker ships an update every 3 weeks, and cloud mal anders every 7 months. Most recently, Debt Tracker was updated on October 1, 2026 and cloud mal anders on September 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*