# Debt Tracker vs Win Tracker

The clearest difference is price: Debt Tracker at Free against Win Tracker's $4.99. Debt Tracker also leads on update cadence (every 2 weeks vs every 8 months). Win Tracker's advantage is in-app purchases (none vs 10) and ads (none vs shown). On device support and iOS requirement there is nothing between them.

Debt Tracker is free to download; Win Tracker costs $4.99 up front. Debt Tracker sells 10 in-app purchases, starting at $2.99 per month. Win Tracker asks for nothing beyond the download.

Debt Tracker ships an update every 2 weeks, Win Tracker every 8 months. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Win Tracker |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | **[4.8 (67 ratings)](https://appshunter.io/ios/app/debt-tracker-who-owes-me/id1632402707/reviews)** | — |
| Number of ratings | **67** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 8 months |
| Monetization | Free with in-app purchases | — |
| Size | 58 MB | 298 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [David Serrano Canales](https://appshunter.io/developer/1544987496) | [Sean OHara](https://appshunter.io/developer/701098956) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-who-owes-me/id1632402707)

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

**Highlights:** Record who owes you money, Manage your own debts, Detailed debt data (amount, currency, payments), Global history of paid and pending debts, Add partial payments, Backup and restore records

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $2.99 | per month |
| Premium | $3.99 | per month |
| Premium | $8.99 | per year |
| Premium | $12.99 | per year |
| Premium | $12.99 | per year |
| Premium | $12.99 | per year |
| Premium | $17.99 | per year |
| Premium | $17.99 | per year |
| Premium | $37.99 | per year |
| Premium Lifetime | $24.99 | one-time |


### Win Tracker

[App page](https://appshunter.io/ios/app/win-tracker/id6479729065)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Win Tracker free?

Win Tracker costs $4.99, with no in-app purchases.

### Do Debt Tracker or Win Tracker have ads?

Debt Tracker shows ads; Win Tracker does not.

### Which is updated more often, Debt Tracker or Win Tracker?

Debt Tracker ships an update every 2 weeks, and Win Tracker every 8 months. Most recently, Debt Tracker was updated on November 7, 2026 and Win Tracker on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*