Comparison

Debt Tracker vs Budget Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Highlights
  • Record who owes you money
  • Manage your own debts
  • Detailed debt data (amount, currency, payments)
  • Global history of paid and pending debts
  • Add partial payments
  • Backup and restore records
Features
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Debt Tracker is a simple IOU manager: keep track of who owes you money, what you've lent, and how much you owe. Record amounts, follow payments, and review everything in one place, without unnecessary complexity. You can create personal debts in multiple currencies and assign them to contacts created inside the app. If you want, you can also sync those contacts with your device address book to import their name and photo, always as an optional feature. This makes it easier to keep everything organized and adapt the app to the way you already work. Key features: - Manage personal debts in multiple currencies - Track every IOU, from the first amount to the last payment - Add partial payments and record multiple payments for the same debt - Check balances by contact and see a global balance - Filter, search, and sort your debt history the way you prefer - Add due dates and set reminders before each payment - Create backups, import data, and export your information whenever you need - Offline app, no account, and your data always under your control > Real payment tracking and up-to-date balances: Each debt can include multiple payments. You can add partial payments as many times as you need and always see how much has been paid and how much is still pending. When the total of all payments reaches the full amount, the debt is automatically marked as paid. Unlike a static list, it always reflects the real state of every debt. > Two ways to review your information: Most people start with the contacts view because it is the fastest way to review debts, answer "who owes me?", and see who you owe. You can quickly review each contact balance and the overall balance at the top of the screen. You also get a dedicated debts tab with search, history, and advanced filters. There you can see all debts, only pending debts, only money owed to you, or only what you owe. You can also change the sorting to review recent changes, amounts, or other criteria. > Due dates and reminders: One of the most useful parts of the app is its due date management. You can add a due date to each debt, see how much time is left, and configure reminders in advance. That way, the app not only stores your records, but also helps you stay ahead of upcoming payments. > Privacy, backups, and exports: This app works with a local database. Your data never leaves your device unless you explicitly decide to take it out yourself, for example through a database export, a CSV export, a clipboard copy, and more. You can also create backups and import your information whenever you need. If you want a private offline app with no account, you stay in control at all times. In short, Debt Tracker brings your IOUs, payments, due dates, reminders, and data export together in one place, so you always know who owes you and what you owe.

About

Budget Manager

Features
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Budget Manager ile finanslarınızı sadece cihazınızda, tek uygulamada toplayın. Kredi kartları, tüketici kredileri, harcamalar ve ödeme geçmişinizi bir arada görün; ödeme günleri ve limitler için net bir görünüm elde edin. Ne yapabilirsiniz? Kredi kartlarınızı ekleyin: limit, kullanılan tutar, son ödeme günü ve kart görseli. Kredilerinizi takip edin: kalan tutar, aylık ödeme, sonraki ödeme tarihi ve ilerleme. Harcamaları kartlara bağlayın; dönem ve kategori bazlı özetlere bakın. Yaptığınız ödemeleri geçmişte görün; isteğe bağlı olarak makbuzu PDF ile paylaşın (tam sürüm). Ana ekranda özet ve sürükleyip bırak ile düzenlenebilir widget yerleşimi. Gizlilik ve güvenlik Verileriniz yalnızca sizin cihazınızda tutulur; uygulamanın temel kullanımı için internet gerekmez. İsterseniz giriş şifresi ve Face ID / Touch ID ile koruma kullanın. CVV saklamayı Ayarlar’dan açıp kapatabilirsiniz. Tam sürüm (tek seferlik satın alma) Sınırsız kart ve kredi kaydı, gelişmiş bildirimler, tam veri PDF dışa aktarım ve daha fazlası. Ücretsiz sürümde sınır bulunur; uyarılar sizi tam sürüme yönlendirir. Banka adları ve logolar yalnızca kayıtlarınızı tanımanıza yardımcı olmak içindir; resmi banka uygulaması değildir. English Bring your money picture together on your device with Budget Manager. Track credit cards, loans, expenses, and payment history in one place—see due dates and limits at a glance. What you can do Add credit cards with limit, balance, due day, and optional card image. Track loans: remaining balance, monthly payment, next due date, and progress. Link spending to cards; review periods and category summaries. Browse payment history; optionally share a receipt as PDF (full version). Use a customizable dashboard layout with drag-and-drop widgets. Privacy & security Your data stays on your device; core features work without an internet connection. Optional app password and Face ID / Touch ID. You can choose whether to store CVVs in Settings. Full version (one-time purchase) Unlimited cards and loans, richer notifications, full-data PDF export, and more. The free tier has limits; the app will guide you when an upgrade unlocks a feature. Bank names and logos are shown only to help you recognize institutions in your own records; this app is not an official banking product. Gizlilik Politikası - Privacy Policy https://sites.google.com/view/budgetmanagerprivacy/ana-sayfa Kullanım Şartları - Terms of Use https://sites.google.com/view/budgetmanagertermsofuse/ana-sayfa

Screenshots

Debt Tracker4 screens
Budget Manager4 screens

Verdict

The call

The clearest difference is ads: Budget Manager at none against Debt Tracker's shown. Budget Manager also leads on update cadence (every 5 days vs every 2 weeks). Debt Tracker's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 18.6). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker sells 10 in-app purchases, starting at $2.99 per month and Budget Manager sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Debt Tracker ships an update every 2 weeks, Budget Manager every 5 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Debt Tracker versus Budget Manager: the parameters behind the verdict, then further details
ParameterDebt TrackerBudget Manager
PriceFreeFree
Rating4.8 (67 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings67 — better—
Update frequencyEvery 2 weeksEvery 5 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better18.6
Further details — not scored
Size45 MB4 MB
Age rating17++17
DeveloperDavid Serrano CanalesFatih Cil

In-app purchases

10 purchases

Debt Tracker

Subscriptions9
  • Premium$2.991 Month
  • Premium$3.991 Month
  • Premium7 Days trial$8.991 Year
Show 6 more
  • Premium14 Days trial$12.991 Year
  • Premium1 Month trial$12.991 Year
  • Premium7 Days trial$12.991 Year
  • Premium$17.991 Year
  • Premium7 Days trial$17.991 Year
  • Premium1 Month trial$37.991 Year
One-time1
  • Premium$17.99
1 purchases

Budget Manager

One-time1
  • One-time full unlock$19.99

Questions

Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Is Budget Manager free?
Budget Manager is free to download, with in-app purchases available.
Do Debt Tracker or Budget Manager have ads?
Debt Tracker shows ads; Budget Manager does not.
Which is updated more often, Debt Tracker or Budget Manager?
Debt Tracker ships an update every 2 weeks, and Budget Manager every 5 days. Most recently, Debt Tracker was updated on November 3, 2026 and Budget Manager on October 31, 2026.

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