# ZaPay vs LendMobile

The clearest difference is rating: LendMobile at 5.0 against ZaPay's 3.7. LendMobile also leads on update cadence (every 4 weeks vs every 11 months). ZaPay's advantage is iOS requirement (13.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LendMobile holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 4 respectively.

ZaPay ships an update every 11 months, LendMobile every 4 weeks. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | ZaPay | LendMobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/zapay/id1632479997/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/lendmobile/id6448509492/reviews)** |
| Number of ratings | 3 | **4** |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 27 MB | 35 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [ZaPay LLC](https://appshunter.io/developer/1632479999) | [LendMobile](https://appshunter.io/developer/1684904571) |

## What reviewers say

### ZaPay

[App page](https://appshunter.io/ios/app/zapay/id1632479997)

This app facilitates peer-to-peer lending among friends and family, offering automated payments and scheduled payback dates. It includes in-app chat for communication and a transaction history to track all financial exchanges.

**Highlights:** Automated payments, Scheduled payback dates, In-app chat, Transaction history, Star rating system

**In-app purchases:** none


### LendMobile

[App page](https://appshunter.io/ios/app/lendmobile/id6448509492)

Manage your loan accounts conveniently from your phone. Apply for new loans, check balances, schedule payments, and view your transaction history. Access support directly through the app.

**Highlights:** Apply for new loans, Check outstanding balances, Make or schedule payments, View loan history, View payment history, Contact support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ZaPay free?

ZaPay is free to download, with no in-app purchases.

### Is LendMobile free?

LendMobile is free to download, with no in-app purchases.

### Which has better reviews, ZaPay or LendMobile?

LendMobile is rated higher. ZaPay averages 3.7 out of 5 from 3 ratings, while LendMobile averages 5.0 from 4 ratings.

### Do ZaPay or LendMobile have ads?

Neither ZaPay nor LendMobile shows ads.

### Which is updated more often, ZaPay or LendMobile?

ZaPay ships an update every 11 months, and LendMobile every 4 weeks. Most recently, ZaPay was updated on October 24, 2026 and LendMobile on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*