# Bankly vs Utilities Integrated

The clearest difference is in-app purchases: Utilities Integrated at none against Bankly's 3. Utilities Integrated also leads on update cadence (every 2 months vs every 7 months) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Bankly sells 3 in-app purchases, starting at $2.99 per 7 days. Utilities Integrated asks for nothing beyond the download.

Bankly ships an update every 7 months, Utilities Integrated every 2 months. The most recent releases landed on November 3, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Bankly | Utilities Integrated |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (3 ratings)](https://appshunter.io/ios/app/bankly/id1632789697/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 2 months** |
| Monetization | Free with in-app purchases | — |
| Size | 9 MB | 87 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Inderjeet Singh](https://appshunter.io/developer/1579631230) | [Utilities Integrated Private Limited](https://appshunter.io/developer/1646489546) |

## What reviewers say

### Bankly

[App page](https://appshunter.io/ios/app/bankly/id1632789697)

Manage your loans and finances with ease. Track multiple EMIs, convert currencies, and receive timely payment reminders. Plan effectively with an integrated EMI calculator and get a clear overview of your financial obligations.

**Highlights:** Track unlimited loans, Currency conversion, EMI due date notifications, Loan summary overview, EMI calculator, Quick action notifications

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $2.99 | per 7 days |
| Monthly Subscription Pack | $4.49 | per month |
| Yearly Pack | $49.99 | per year |


### Utilities Integrated

[App page](https://appshunter.io/ios/app/utilities-integrated/id6443491675)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Bankly free?

Bankly is free to download, with in-app purchases available.

### Is Utilities Integrated free?

Utilities Integrated is free to download, with no in-app purchases.

### Do Bankly or Utilities Integrated have ads?

Neither Bankly nor Utilities Integrated shows ads.

### Which is updated more often, Bankly or Utilities Integrated?

Bankly ships an update every 7 months, and Utilities Integrated every 2 months. Most recently, Bankly was updated on November 3, 2026 and Utilities Integrated on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*