# Bankly vs ICICI Digital Authenticator

The clearest difference is in-app purchases: ICICI Digital Authenticator at none against Bankly's 3. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Bankly sells 3 in-app purchases, starting at $2.99 per 7 days. ICICI Digital Authenticator asks for nothing beyond the download.

Bankly ships an update every 7 months, ICICI Digital Authenticator every 6 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Bankly | ICICI Digital Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (3 ratings)](https://appshunter.io/ios/app/bankly/id1632789697/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 6 months** |
| Monetization | Free with in-app purchases | — |
| Size | 9 MB | 69 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Inderjeet Singh](https://appshunter.io/developer/1579631230) | [ICICI Bank Ltd](https://appshunter.io/developer/375276009) |

## What reviewers say

### Bankly

[App page](https://appshunter.io/ios/app/bankly/id1632789697)

Manage your loans and finances with ease. Track multiple EMIs, convert currencies, and receive timely payment reminders. Plan effectively with an integrated EMI calculator and get a clear overview of your financial obligations.

**Highlights:** Track unlimited loans, Currency conversion, EMI due date notifications, Loan summary overview, EMI calculator, Quick action notifications

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $2.99 | per 7 days |
| Monthly Subscription Pack | $4.49 | per month |
| Yearly Pack | $49.99 | per year |


### ICICI Digital Authenticator

[App page](https://appshunter.io/ios/app/icici-digital-authenticator/id6741349837)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bankly free?

Bankly is free to download, with in-app purchases available.

### Is ICICI Digital Authenticator free?

ICICI Digital Authenticator is free to download, with no in-app purchases.

### Do Bankly or ICICI Digital Authenticator have ads?

Neither Bankly nor ICICI Digital Authenticator shows ads.

### Which is updated more often, Bankly or ICICI Digital Authenticator?

Bankly ships an update every 7 months, and ICICI Digital Authenticator every 6 months. Most recently, Bankly was updated on October 24, 2026 and ICICI Digital Authenticator on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*