# digiBOP vs HabiMate

The clearest difference is review sentiment: HabiMate at 100% against digiBOP's 2%. HabiMate also leads on rating (5.0 vs 1.1) and update cadence (every 5 days vs monthly). digiBOP's advantage is ratings volume (12 vs 1) and iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HabiMate holds the better App Store score, 5.0 against 1.1. That said, the two scores are not equally well evidenced: digiBOP has 12 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 2% of digiBOP's written reviews are positive against 100% of HabiMate's.

digiBOP ships an update monthly, HabiMate every 5 days. The most recent releases landed on October 18, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | digiBOP | HabiMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.1 (12 ratings)](https://appshunter.io/ios/app/digibop-simplespeedysecure/id1633409681/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/habimate/id6767857401/reviews)** |
| Number of ratings | **12** | 1 |
| Positive reviews | 1.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | Free | Free |
| Size | 187 MB | 50 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The Bank Of Punjab](https://appshunter.io/developer/1263385376) | [Muhammad Zahid](https://appshunter.io/developer/1896514845) |

## What reviewers say

### digiBOP

[App page](https://appshunter.io/ios/app/digibop-simplespeedysecure/id1633409681)

Manage your everyday banking needs conveniently and securely from anywhere. This app allows for easy fund transfers, bill payments, mobile recharges, and account management. You can also activate and manage your debit cards, find nearby ATMs, and access exclusive discounts.

**Highlights:** Funds Transfer (own accounts, BOP, other banks, wallets), Bill Payments (utilities, credit cards, online shopping, government), Mobile Recharge/Top-up, Account Information & Transaction History, Debit Card Management (activate, lock/unlock), Locate ATMs and Branches, Secure Touch ID Login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Nice and good bank

**What reviewers complain about**

- 😞 Unable to sign up
- 😞 OTP issues (disappears, not typeable, not received)
- 😞 Login problems (tough, errors, profile locked)
- 😞 App crashes frequently
- 😞 Poor customer service

**Reported bugs**

- OTP disappears automatically
- OTP cannot be typed or pasted
- OTP not received
- App crashes on startup
- Login screen freezes or shows errors

**Requested features**

- Update app
- Fix OTP issues
- Improve login process
- Improve customer service
- Fix bugs and errors


### HabiMate

[App page](https://appshunter.io/ios/app/habimate/id6767857401)

Effortlessly manage shared household expenses and track who owes whom. Log bills, split costs with custom rules, and coordinate with housemates using a shared wall for updates and photos. It simplifies financial organization for shared living spaces.

**Highlights:** Log and split expenses, Custom splitting rules, Optional receipt scanning, Track balances and settlements, House Wall for updates, QR code house invites

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is digiBOP free?

digiBOP is free to download, with no in-app purchases.

### Is HabiMate free?

HabiMate is free to download, with no in-app purchases.

### Which has better reviews, digiBOP or HabiMate?

HabiMate is rated higher. digiBOP averages 1.1 out of 5 from 12 ratings, while HabiMate averages 5.0 from 1 ratings.

### Do digiBOP or HabiMate have ads?

Neither digiBOP nor HabiMate shows ads.

### Which is updated more often, digiBOP or HabiMate?

digiBOP ships an update monthly, and HabiMate every 5 days. Most recently, digiBOP was updated on October 18, 2026 and HabiMate on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*