# Quilo | PSB vs TempoPay

The clearest difference is rating: TempoPay at 5.0 against Quilo | PSB's 1.0. TempoPay also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TempoPay holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 8 respectively.

Quilo | PSB ships an update every 2 months, TempoPay every 3 weeks. The most recent releases landed on October 2, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Quilo | PSB | TempoPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (4 ratings)](https://appshunter.io/ios/app/quilo-psb/id1633606976/reviews) | **[5.0 (8 ratings)](https://appshunter.io/ios/app/tempopay/id1642793608/reviews)** |
| Number of ratings | 4 | **8** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 24 MB | 59 MB |
| Requires iOS | **14.4** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Princeville State Bank](https://appshunter.io/developer/924552633) | [TempoPay Inc.](https://appshunter.io/developer/1642793610) |

## What reviewers say

### Quilo | PSB

[App page](https://appshunter.io/ios/app/quilo-psb/id1633606976)

Apply for an installment loan and receive funds quickly. Use the money for debt consolidation or new purchases, with fixed repayment terms up to 60 months. No fees or penalties apply.

**Highlights:** Apply for installment loans, Access funds in seconds, Pay down credit card debt, Make new purchases, Fixed installments up to 60 months, No fees or penalties

**In-app purchases:** none


### TempoPay

[App page](https://appshunter.io/ios/app/tempopay/id1642793608)

This app offers a flexible payment solution for healthcare expenses, partnering with employers to provide interest-free and fee-free options. It allows users to access care immediately and choose repayment schedules up to 12 months, linked to payroll or bank accounts.

**Highlights:** 0% interest healthcare payments, No fee payment solution, Flexible repayment schedules up to 12 months, Pay for medical, pharmacy, vision, dental expenses, Linked to payroll or personal bank account

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Quilo | PSB free?

Quilo | PSB is free to download, with no in-app purchases.

### Is TempoPay free?

TempoPay is free to download, with no in-app purchases.

### Which has better reviews, Quilo | PSB or TempoPay?

TempoPay is rated higher. Quilo | PSB averages 1.0 out of 5 from 4 ratings, while TempoPay averages 5.0 from 8 ratings.

### Do Quilo | PSB or TempoPay have ads?

Quilo | PSB shows ads; TempoPay does not.

### Which is updated more often, Quilo | PSB or TempoPay?

Quilo | PSB ships an update every 2 months, and TempoPay every 3 weeks. Most recently, Quilo | PSB was updated on October 2, 2026 and TempoPay on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*