# Quilo | PSB vs Idea Financial

The clearest difference is rating: Idea Financial at 3.4 against Quilo | PSB's 1.0. Idea Financial also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Idea Financial holds the better App Store score, 3.4 against 1.0. Both are backed by a comparable volume of ratings — 4 and 7 respectively.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Quilo | PSB | Idea Financial |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (4 ratings)](https://appshunter.io/ios/app/quilo-psb/id1633606976/reviews) | **[3.4 (7 ratings)](https://appshunter.io/ios/app/idea-financial/id6445920382/reviews)** |
| Number of ratings | 4 | **7** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 24 MB | 65 MB |
| Requires iOS | 14.4 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Princeville State Bank](https://appshunter.io/developer/924552633) | [IDEA 247 INC](https://appshunter.io/developer/1674830117) |

## What reviewers say

### Quilo | PSB

[App page](https://appshunter.io/ios/app/quilo-psb/id1633606976)

Apply for an installment loan and receive funds quickly. Use the money for debt consolidation or new purchases, with fixed repayment terms up to 60 months. No fees or penalties apply.

**Highlights:** Apply for installment loans, Access funds in seconds, Pay down credit card debt, Make new purchases, Fixed installments up to 60 months, No fees or penalties

**In-app purchases:** none


### Idea Financial

[App page](https://appshunter.io/ios/app/idea-financial/id6445920382)

Manage your business financing conveniently with this app. Access funds, make payments, and connect your bank account securely. Download tax documents and get support from your Business Advisor.

**Highlights:** Draw funds instantly, Make payments and view history, Securely connect bank account, Download tax documents, Contact Business Advisor

**In-app purchases:** none


## Frequently asked questions

### Is Quilo | PSB free?

Quilo | PSB is free to download, with no in-app purchases.

### Is Idea Financial free?

Idea Financial is free to download, with no in-app purchases.

### Which has better reviews, Quilo | PSB or Idea Financial?

Idea Financial is rated higher. Quilo | PSB averages 1.0 out of 5 from 4 ratings, while Idea Financial averages 3.4 from 7 ratings.

### Do Quilo | PSB or Idea Financial have ads?

Quilo | PSB shows ads; Idea Financial does not.

### Which is updated more often, Quilo | PSB or Idea Financial?

Quilo | PSB ships an update every 2 months, and Idea Financial every 2 months. Most recently, Quilo | PSB was updated on October 18, 2026 and Idea Financial on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*