# Expense Tracker Money Spaces vs SubWatch

The clearest difference is rating: SubWatch at 5.0 against Expense Tracker Money Spaces's 4.0. SubWatch also leads on monetization model (free vs freemium) and iOS requirement (16.0 vs 18.0). Expense Tracker Money Spaces's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (4 vs 1). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Expense Tracker Money Spaces sells 9 in-app purchases, starting at $2.99 per month and SubWatch sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

SubWatch holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

Expense Tracker Money Spaces ships an update every 3 weeks, SubWatch every 2 months. The most recent releases landed on October 25, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Expense Tracker Money Spaces | SubWatch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/expense-tracker-money-spaces/id1633780211/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/subwatch-subscription-tracker/id6759355594/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | 37.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Freemium | **Free** |
| Size | 40 MB | 1 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MoneyCoach UG](https://appshunter.io/developer/1170891449) | [Md HASAN](https://appshunter.io/developer/1878266203) |

## What reviewers say

### Expense Tracker Money Spaces

[App page](https://appshunter.io/ios/app/expense-tracker-money-spaces/id1633780211)

This app helps you manage shared finances with family, friends, or roommates. Create budgets, track expenses, and collaborate on financial goals securely. It's like a personalized finance notebook for various needs, from allowances to trip planning.

**Highlights:** Create and share budgets, Collaborate on financial spaces, Track expenses and lists, Secure iCloud and CloudKit sync, Set up allowances, Split living expenses, Manage debts

**Features:** Family Sharing

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Individual | $2.99 | per month |
| Family | $4.99 | per month |
| Individual | $4.99 | per month |
| Family | $9.99 | per month |
| Premium | $14.99 | per year |
| Family | $29.99 | per year |
| Individual | $39.99 | per year |
| Family | $99.99 | per year |
| Lifetime Premium | $49.99 | one-time |


### SubWatch

[App page](https://appshunter.io/ios/app/subwatch-subscription-tracker/id6759355594)

Easily monitor all your recurring payments in one place. Get timely alerts before renewals to avoid unexpected charges and manage free trials effectively. Visualize your spending habits with insightful charts and organize subscriptions by category.

**Highlights:** All subscriptions in one place, Renewal reminders, Free trial tracking, Categorization, Spending charts, Multiple currency support

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubWatch Pro | $4.99 | one-time |


## Frequently asked questions

### Is Expense Tracker Money Spaces free?

Expense Tracker Money Spaces is free to download, with in-app purchases available.

### Is SubWatch free?

SubWatch is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker Money Spaces or SubWatch?

SubWatch is rated higher. Expense Tracker Money Spaces averages 4.0 out of 5 from 4 ratings, while SubWatch averages 5.0 from 1 ratings.

### Do Expense Tracker Money Spaces or SubWatch have ads?

Neither Expense Tracker Money Spaces nor SubWatch shows ads.

### Which is updated more often, Expense Tracker Money Spaces or SubWatch?

Expense Tracker Money Spaces ships an update every 3 weeks, and SubWatch every 2 months. Most recently, Expense Tracker Money Spaces was updated on October 25, 2026 and SubWatch on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*