# Airtm vs Subtle

The clearest difference is in-app purchases: Airtm at none against Subtle's 2. Airtm also leads on update cadence (every 2 days vs fortnightly) and ratings volume (5K vs 1). Subtle's advantage is rating (5.0 vs 4.8). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Subtle sells 2 in-app purchases, starting at $39.99 per year. Airtm asks for nothing beyond the download.

Subtle holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Airtm has 5K ratings behind it against 1, so its average is the more settled of the two.

Airtm ships an update every 2 days, Subtle fortnightly. The most recent releases landed on September 25, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Airtm | Subtle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5K ratings)](https://appshunter.io/ios/app/airtm/id1634470409/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/subtle-subscription-tracker/id6781251166/reviews)** |
| Number of ratings | **5K** | 1 |
| Positive reviews | 58.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Fortnightly |
| Monetization | **Ad-supported** | Freemium |
| Size | 206 MB | 48 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [Airtm, Inc.](https://appshunter.io/developer/1143953888) | [North Studio](https://appshunter.io/developer/1896510509) |

## What reviewers say

### Airtm

[App page](https://appshunter.io/ios/app/airtm/id1634470409)

This app provides non-US citizens with a virtual US account for direct dollar withdrawals. It supports over 500 payment methods for seamless conversion and withdrawal into local currencies, offering a fast, secure, and borderless financial experience.

**Highlights:** Virtual US account, Direct dollar withdrawals, 500+ payment methods, Local currency conversion, Fast and secure transactions, Borderless finance

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Great, easy to use
- 👍 User-friendly interface
- 💰 Useful for receiving payments
- 🌎 Works across countries
- 🔒 Secure transactions

**What reviewers complain about**

- 🐛 Occasional crashes and bugs
- 🚫 Restricted for US users
- 💳 Withdrawal issues and limitations
- 🤖 Poor customer support
- 🔒 Account restrictions and blocks

**Reported bugs**

- Login screen freezes
- Compatibility issues with older devices
- Unreliable P2P transactions

**Requested features**

- Add biometric login option
- Improve withdrawal options and process
- Enhance customer support responsiveness


### Subtle

[App page](https://appshunter.io/ios/app/subtle-subscription-tracker/id6781251166)

Effortlessly manage all your recurring payments in one place. This app helps you track subscriptions, get renewal reminders, and understand your spending. It also provides guides to help you cancel unwanted services.

**Highlights:** Track all subscriptions in one view, Scan receipts for automatic entry, Built-in catalog of popular services, Renewal reminders, Spending insights and totals, Cancellation guides for services

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subtle Pro Annual | $39.99 | per year |
| Subtle Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Airtm free?

Airtm is free to download, with no in-app purchases.

### Is Subtle free?

Subtle is free to download, with in-app purchases available.

### Which has better reviews, Airtm or Subtle?

Subtle is rated higher. Airtm averages 4.8 out of 5 from 5K ratings, while Subtle averages 5.0 from 1 ratings.

### Do Airtm or Subtle have ads?

Neither Airtm nor Subtle shows ads.

### Which is updated more often, Airtm or Subtle?

Airtm ships an update every 2 days, and Subtle fortnightly. Most recently, Airtm was updated on September 25, 2026 and Subtle on September 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*