# HBZ+ vs Schmidt Wealth Management

The clearest difference is update cadence: Schmidt Wealth Management at every 4 months against HBZ+'s every 13 months. Schmidt Wealth Management also leads on iOS requirement (11.0 vs 13.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HBZ+ ships an update every 13 months, Schmidt Wealth Management every 4 months. Both last shipped on October 27, 2026.

## The numbers

| Metric | HBZ+ | Schmidt Wealth Management |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 13 months | **Every 4 months** |
| Size | 24 MB | 27 MB |
| Requires iOS | 13.4 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Habib Bank AG Zurich](https://appshunter.io/developer/1235586644) | [CircleBlack, Inc.](https://appshunter.io/developer/953900374) |

## What reviewers say

### HBZ+

[App page](https://appshunter.io/ios/app/hbz-plus/id1634581585)

**Features:** macOS Compatibility

**In-app purchases:** none


### Schmidt Wealth Management

[App page](https://appshunter.io/ios/app/schmidt-wealth-management/id6499009876)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HBZ+ free?

HBZ+ is free to download, with no in-app purchases.

### Is Schmidt Wealth Management free?

Schmidt Wealth Management is free to download, with no in-app purchases.

### Do HBZ+ or Schmidt Wealth Management have ads?

Neither HBZ+ nor Schmidt Wealth Management shows ads.

### Which is updated more often, HBZ+ or Schmidt Wealth Management?

HBZ+ ships an update every 13 months, and Schmidt Wealth Management every 4 months. Most recently, HBZ+ was updated on October 27, 2026 and Schmidt Wealth Management on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*