# Z5Pay vs Horizontes Conta Digital

The clearest difference is update cadence: Horizontes Conta Digital at every 3 weeks against Z5Pay's every 6 months. Z5Pay's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Z5Pay ships an update every 6 months, Horizontes Conta Digital every 3 weeks. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Z5Pay | Horizontes Conta Digital |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Size | 44 MB | 36 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Z5 SERVICOS FINANCEIROS E GESTAO DE PAGAMENTO LTDA](https://appshunter.io/developer/1601239845) | [TOQUIO E VANTINI SERVICOS LTDA](https://appshunter.io/developer/1784752966) |

## What reviewers say

### Z5Pay

[App page](https://appshunter.io/ios/app/z5pay/id1634598641)

**Features:** macOS Compatibility

**In-app purchases:** none


### Horizontes Conta Digital

[App page](https://appshunter.io/ios/app/horizontes-conta-digital/id6739306963)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Z5Pay free?

Z5Pay is free to download, with no in-app purchases.

### Is Horizontes Conta Digital free?

Horizontes Conta Digital is free to download, with no in-app purchases.

### Do Z5Pay or Horizontes Conta Digital have ads?

Neither Z5Pay nor Horizontes Conta Digital shows ads.

### Which is updated more often, Z5Pay or Horizontes Conta Digital?

Z5Pay ships an update every 6 months, and Horizontes Conta Digital every 3 weeks. Most recently, Z5Pay was updated on October 14, 2026 and Horizontes Conta Digital on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*