# Banana Pay vs S

The clearest difference is rating: S at 5.0 against Banana Pay's 3.6. S also leads on update cadence (every 2 weeks vs every 5 months). Banana Pay's advantage is ratings volume (48 vs 2) and iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

S holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: Banana Pay has 48 ratings behind it against 2, so its average is the more settled of the two.

Banana Pay ships an update every 5 months, S every 2 weeks. The most recent releases landed on September 15, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | Banana Pay | S |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (48 ratings)](https://appshunter.io/ios/app/banana-pay/id1634610654/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/s-express/id6452722018/reviews)** |
| Number of ratings | **48** | 2 |
| Positive reviews | 36.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 71 MB | 64 MB |
| Requires iOS | **13.4** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Banana Pay LLC](https://appshunter.io/developer/1339658812) | [S-EXPRESS MONEY LTD](https://appshunter.io/developer/1698971290) |

## What reviewers say

### Banana Pay

[App page](https://appshunter.io/ios/app/banana-pay/id1634610654)

Send money internationally with competitive exchange rates and low fees. This service specializes in same-day remittances and offers excellent customer support for your financial transactions.

**Highlights:** International money transfers, Competitive exchange rates, Low fees, Same-day remittances, Excellent customer service

**Features:** macOS Compatibility

**In-app purchases:** none


### S

[App page](https://appshunter.io/ios/app/s-express/id6452722018)

Send money from the UK and Europe to family abroad quickly and reliably. This secure platform prioritizes transaction safety and is regulated by the FCA. Enjoy a user-friendly experience for all your international money transfer needs.

**Highlights:** Seamless money transfers, Send money to family abroad, Quick and reliable fund delivery, High safety standards, FCA regulated, Anti-money laundering compliant

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Banana Pay free?

Banana Pay is free to download, with no in-app purchases.

### Is S free?

S is free to download, with no in-app purchases.

### Which has better reviews, Banana Pay or S?

S is rated higher. Banana Pay averages 3.6 out of 5 from 48 ratings, while S averages 5.0 from 2 ratings.

### Do Banana Pay or S have ads?

Neither Banana Pay nor S shows ads.

### Which is updated more often, Banana Pay or S?

Banana Pay ships an update every 5 months, and S every 2 weeks. Most recently, Banana Pay was updated on September 15, 2026 and S on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*