# Stack Wallet by Cypher Stack vs IVPAY

The clearest difference is iOS requirement: IVPAY at 12.0 against Stack Wallet by Cypher Stack's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stack Wallet by Cypher Stack ships an update monthly, IVPAY every 5 weeks. The most recent releases landed on September 23, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Stack Wallet by Cypher Stack | IVPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (27 ratings)](https://appshunter.io/ios/app/stack-wallet-by-cypher-stack/id1634811534/reviews)** | — |
| Number of ratings | **27** | — |
| Positive reviews | 64.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free | — |
| Size | 265 MB | 36 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cypher Stack LLC](https://appshunter.io/developer/1613267900) | [IVENDPAY PORTAL](https://appshunter.io/developer/1644875366) |

## What reviewers say

### Stack Wallet by Cypher Stack

[App page](https://appshunter.io/ios/app/stack-wallet-by-cypher-stack/id1634811534)

A fully open-source cryptocurrency wallet designed for ease of use, supporting 10 different cryptocurrencies. It prioritizes user security with private keys stored on-device and offers features like custom address books and favorite wallets for efficient management.

**Highlights:** Open source software, Supports 10 cryptocurrencies, On-device private key storage, Easy backup and restore, Custom address book, Favorite wallets with fast syncing, Custom Nodes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### IVPAY

[App page](https://appshunter.io/ios/app/ivpay/id1644875364)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Stack Wallet by Cypher Stack free?

Stack Wallet by Cypher Stack is free to download, with no in-app purchases.

### Is IVPAY free?

IVPAY is free to download, with no in-app purchases.

### Do Stack Wallet by Cypher Stack or IVPAY have ads?

Neither Stack Wallet by Cypher Stack nor IVPAY shows ads.

### Which is updated more often, Stack Wallet by Cypher Stack or IVPAY?

Stack Wallet by Cypher Stack ships an update monthly, and IVPAY every 5 weeks. Most recently, Stack Wallet by Cypher Stack was updated on September 23, 2026 and IVPAY on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*