# Stack Wallet by Cypher Stack vs Koinfold Pay 2.0

The clearest difference is review sentiment: Koinfold Pay 2.0 at 100% against Stack Wallet by Cypher Stack's 65%. Koinfold Pay 2.0 also leads on rating (4.5 vs 4.0) and iOS requirement (12.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Koinfold Pay 2.0 holds the better App Store score, 4.5 against 4.0. Both are backed by a comparable volume of ratings — 27 and 47 respectively. Written reviews point the same way: 65% of Stack Wallet by Cypher Stack's written reviews are positive against 100% of Koinfold Pay 2.0's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Stack Wallet by Cypher Stack | Koinfold Pay 2.0 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (27 ratings)](https://appshunter.io/ios/app/stack-wallet-by-cypher-stack/id1634811534/reviews) | **[4.5 (47 ratings)](https://appshunter.io/ios/app/koinfold-pay-20/id6443529382/reviews)** |
| Number of ratings | 27 | **47** |
| Positive reviews | 64.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 265 MB | 59 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Cypher Stack LLC](https://appshunter.io/developer/1613267900) | [KYN CAPITAL GROUP, INC](https://appshunter.io/developer/1646864032) |

## What reviewers say

### Stack Wallet by Cypher Stack

[App page](https://appshunter.io/ios/app/stack-wallet-by-cypher-stack/id1634811534)

A fully open-source cryptocurrency wallet designed for ease of use, supporting 10 different cryptocurrencies. It prioritizes user security with private keys stored on-device and offers features like custom address books and favorite wallets for efficient management.

**Highlights:** Open source software, Supports 10 cryptocurrencies, On-device private key storage, Easy backup and restore, Custom address book, Favorite wallets with fast syncing, Custom Nodes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Koinfold Pay 2.0

[App page](https://appshunter.io/ios/app/koinfold-pay-20/id6443529382)

This app allows users to buy and sell cryptocurrencies, gold, and silver. It supports transactions via Solana and MoonPay, offering a wide range of digital assets and precious metals.

**Highlights:** Buy and sell crypto, Trade gold and silver, Cryptocurrency swaps via Solana, Secure transactions with MoonPay, Support for 80+ coins

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Stack Wallet by Cypher Stack free?

Stack Wallet by Cypher Stack is free to download, with no in-app purchases.

### Is Koinfold Pay 2.0 free?

Koinfold Pay 2.0 is free to download, with no in-app purchases.

### Which has better reviews, Stack Wallet by Cypher Stack or Koinfold Pay 2.0?

Koinfold Pay 2.0 is rated higher. Stack Wallet by Cypher Stack averages 4.0 out of 5 from 27 ratings, while Koinfold Pay 2.0 averages 4.5 from 47 ratings.

### Do Stack Wallet by Cypher Stack or Koinfold Pay 2.0 have ads?

Neither Stack Wallet by Cypher Stack nor Koinfold Pay 2.0 shows ads.

### Which is updated more often, Stack Wallet by Cypher Stack or Koinfold Pay 2.0?

Stack Wallet by Cypher Stack ships an update monthly, and Koinfold Pay 2.0 monthly. Most recently, Stack Wallet by Cypher Stack was updated on November 3, 2026 and Koinfold Pay 2.0 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*