# Stack Wallet by Cypher Stack vs Monfluo

The clearest difference is review sentiment: Stack Wallet by Cypher Stack at 65% against Monfluo's 0%. Monfluo's advantage is update cadence (every 5 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stack Wallet by Cypher Stack ships an update monthly, Monfluo every 5 days. The most recent releases landed on September 23, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Stack Wallet by Cypher Stack | Monfluo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (27 ratings)](https://appshunter.io/ios/app/stack-wallet-by-cypher-stack/id1634811534/reviews)** | — |
| Number of ratings | **27** | — |
| Positive reviews | **64.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | Free | Free |
| Size | 265 MB | 4 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cypher Stack LLC](https://appshunter.io/developer/1613267900) | [PEAK HONOUR INTERNATIONAL LIMITED](https://appshunter.io/developer/1896297347) |

## What reviewers say

### Stack Wallet by Cypher Stack

[App page](https://appshunter.io/ios/app/stack-wallet-by-cypher-stack/id1634811534)

A fully open-source cryptocurrency wallet designed for ease of use, supporting 10 different cryptocurrencies. It prioritizes user security with private keys stored on-device and offers features like custom address books and favorite wallets for efficient management.

**Highlights:** Open source software, Supports 10 cryptocurrencies, On-device private key storage, Easy backup and restore, Custom address book, Favorite wallets with fast syncing, Custom Nodes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Monfluo

[App page](https://appshunter.io/ios/app/monfluo-monero-for-mobile/id6766507232)

Manage your money, track expenses, and create budgets with this personal finance app. Gain insights into spending habits, set savings goals, and improve financial management with smart tools and a simple interface.

**Highlights:** Expense Tracker, Budget Planner, Income and Expense Management, Savings Goals, Simple Interface, Financial Reports

**In-app purchases:** none


## Frequently asked questions

### Is Stack Wallet by Cypher Stack free?

Stack Wallet by Cypher Stack is free to download, with no in-app purchases.

### Is Monfluo free?

Monfluo is free to download, with no in-app purchases.

### Do Stack Wallet by Cypher Stack or Monfluo have ads?

Neither Stack Wallet by Cypher Stack nor Monfluo shows ads.

### Which is updated more often, Stack Wallet by Cypher Stack or Monfluo?

Stack Wallet by Cypher Stack ships an update monthly, and Monfluo every 5 days. Most recently, Stack Wallet by Cypher Stack was updated on September 23, 2026 and Monfluo on October 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*