# Nio Digital vs PBFidelidade

Nio Digital and PBFidelidade are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nio Digital ships an update monthly, PBFidelidade every 2 months. The most recent releases landed on September 26, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Nio Digital | PBFidelidade |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/nio-digital/id1634815541/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | — |
| Size | 43 MB | 65 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Nio Digital](https://appshunter.io/developer/1634815543) | [POSTOAKI DESENVOLVIMENTO TECNOLOGICO LTDA](https://appshunter.io/developer/1186130596) |

## What reviewers say

### Nio Digital

[App page](https://appshunter.io/ios/app/nio-digital/id1634815541)

This app offers a secured credit card with no annual fees and reduced interest rates, exclusively for affiliated users. It's available for individuals with negative credit and includes the Mastercard Surpreenda benefits program.

**Highlights:** Secured credit card, No annual fees, Reduced interest rates, Exclusive for affiliated users, Available for negative credit, Mastercard Surpreenda benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PBFidelidade

[App page](https://appshunter.io/ios/app/pbfidelidade/id6448963365)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Nio Digital free?

Nio Digital is free to download, with no in-app purchases.

### Is PBFidelidade free?

PBFidelidade is free to download, with no in-app purchases.

### Do Nio Digital or PBFidelidade have ads?

Neither Nio Digital nor PBFidelidade shows ads.

### Which is updated more often, Nio Digital or PBFidelidade?

Nio Digital ships an update monthly, and PBFidelidade every 2 months. Most recently, Nio Digital was updated on September 26, 2026 and PBFidelidade on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*