# Nio Digital vs Saldus

The clearest difference is in-app purchases: Nio Digital at none against Saldus's 1. Nio Digital also leads on iOS requirement (15.5 vs 26.4). Saldus's advantage is update cadence (every 2 days vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. Saldus sells 1 one-off in-app purchase. Nio Digital asks for nothing beyond the download.

Nio Digital ships an update monthly, Saldus every 2 days. The most recent releases landed on October 12, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Nio Digital | Saldus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/nio-digital/id1634815541/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 43 MB | 2 MB |
| Requires iOS | **15.5** | 26.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Nio Digital](https://appshunter.io/developer/1634815543) | [Daniel Godoi](https://appshunter.io/developer/6775626154) |

## What reviewers say

### Nio Digital

[App page](https://appshunter.io/ios/app/nio-digital/id1634815541)

This app offers a secured credit card with no annual fees and reduced interest rates, exclusively for affiliated users. It's available for individuals with negative credit and includes the Mastercard Surpreenda benefits program.

**Highlights:** Secured credit card, No annual fees, Reduced interest rates, Exclusive for affiliated users, Available for negative credit, Mastercard Surpreenda benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Saldus

[App page](https://appshunter.io/ios/app/saldus/id6775626152)

A simple and complete personal finance app to manage your daily money. Track income and expenses, view real-time balances, and analyze spending with intuitive reports and charts. Offers premium features like spending goals and payment reminders with a one-time purchase.

**Highlights:** Real-time balance tracking, Transaction filtering and editing, Spending reports and charts, Dark mode support, Spending goals, Payment reminders, Installment tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Saldus Premium | $3.99 | one-time |


## Frequently asked questions

### Is Nio Digital free?

Nio Digital is free to download, with no in-app purchases.

### Is Saldus free?

Saldus is free to download, with in-app purchases available.

### Do Nio Digital or Saldus have ads?

Neither Nio Digital nor Saldus shows ads.

### Which is updated more often, Nio Digital or Saldus?

Nio Digital ships an update monthly, and Saldus every 2 days. Most recently, Nio Digital was updated on October 12, 2026 and Saldus on October 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*