# Nio Digital vs Samers Capital

The clearest difference is update cadence: Samers Capital at weekly against Nio Digital's monthly. Nio Digital's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nio Digital ships an update monthly, Samers Capital weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Nio Digital | Samers Capital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/nio-digital/id1634815541/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free | — |
| Size | 43 MB | 67 MB |
| Requires iOS | **15.5** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | +4 |
| Developer | [Nio Digital](https://appshunter.io/developer/1634815543) | [GUILHERME SAMERS FREITAS NOGUEIRA](https://appshunter.io/developer/6815899284) |

## What reviewers say

### Nio Digital

[App page](https://appshunter.io/ios/app/nio-digital/id1634815541)

This app offers a secured credit card with no annual fees and reduced interest rates, exclusively for affiliated users. It's available for individuals with negative credit and includes the Mastercard Surpreenda benefits program.

**Highlights:** Secured credit card, No annual fees, Reduced interest rates, Exclusive for affiliated users, Available for negative credit, Mastercard Surpreenda benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Samers Capital

[App page](https://appshunter.io/ios/app/samers-capital/id6815899282)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Nio Digital free?

Nio Digital is free to download, with no in-app purchases.

### Is Samers Capital free?

Samers Capital is free to download, with no in-app purchases.

### Do Nio Digital or Samers Capital have ads?

Neither Nio Digital nor Samers Capital shows ads.

### Which is updated more often, Nio Digital or Samers Capital?

Nio Digital ships an update monthly, and Samers Capital weekly. Most recently, Nio Digital was updated on October 24, 2026 and Samers Capital on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*