# Oxygen Mobile Access vs Thrift2Win

The clearest difference is update cadence: Oxygen Mobile Access at every 2 weeks against Thrift2Win's every 3 months. Thrift2Win's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oxygen Mobile Access ships an update every 2 weeks, Thrift2Win every 3 months. The most recent releases landed on August 8, 2026 and May 17, 2026 respectively.

## The numbers

| Metric | Oxygen Mobile Access | Thrift2Win |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/oxygen-mobile-access/id1635094887/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | — |
| Size | 73 MB | 28 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Origin Mortgage Management Services Pty Ltd](https://appshunter.io/developer/1551884391) | [PROSPERIS HOLDINGS COMPANY LIMITED](https://appshunter.io/developer/1800208857) |

## What reviewers say

### Oxygen Mobile Access

[App page](https://appshunter.io/ios/app/oxygen-mobile-access/id1635094887)

Manage your finances on the go with this app. Easily pay bills, transfer funds across Australia, and access your account details. You can also redraw funds from your home loan account, with daily transfer limits.

**Highlights:** Pay bills, Transfer funds, Access account balance, View transaction history, Redraw home loan funds, Daily transfer limit

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Thrift2Win

[App page](https://appshunter.io/ios/app/thrift2win/id6738397640)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Oxygen Mobile Access free?

Oxygen Mobile Access is free to download, with no in-app purchases.

### Is Thrift2Win free?

Thrift2Win is free to download, with no in-app purchases.

### Do Oxygen Mobile Access or Thrift2Win have ads?

Neither Oxygen Mobile Access nor Thrift2Win shows ads.

### Which is updated more often, Oxygen Mobile Access or Thrift2Win?

Oxygen Mobile Access ships an update every 2 weeks, and Thrift2Win every 3 months. Most recently, Oxygen Mobile Access was updated on August 8, 2026 and Thrift2Win on May 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*