# Oxygen Mobile Access vs Credx Finance

The clearest difference is rating: Oxygen Mobile Access at 3.0 against Credx Finance's 1.0. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oxygen Mobile Access holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 2 respectively.

Oxygen Mobile Access ships an update monthly, Credx Finance fortnightly. The most recent releases landed on November 12, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Oxygen Mobile Access | Credx Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (3 ratings)](https://appshunter.io/ios/app/oxygen-mobile-access/id1635094887/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/credx-finance/id6745017170/reviews) |
| Number of ratings | **3** | 2 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 74 MB | 20 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Origin Mortgage Management Services Pty Ltd](https://appshunter.io/developer/1551884391) | [Credx Nigeria Ltd](https://appshunter.io/developer/1810425546) |

## What reviewers say

### Oxygen Mobile Access

[App page](https://appshunter.io/ios/app/oxygen-mobile-access/id1635094887)

Manage your finances on the go with this app. Easily pay bills, transfer funds across Australia, and access your account details. You can also redraw funds from your home loan account, with daily transfer limits.

**Highlights:** Pay bills, Transfer funds, Access account balance, View transaction history, Redraw home loan funds, Daily transfer limit

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Credx Finance

[App page](https://appshunter.io/ios/app/credx-finance/id6745017170)

This app offers quick, affordable salary advances to employees of partner organizations. It provides a fully digital process for applications, approvals, and fund disbursement, with repayments linked to salary deductions. The service aims to offer financial flexibility without collateral or guarantors.

**Highlights:** Instant access to low-interest loans, Automated salary deductions, No hidden fees or paperwork, Fully digital application process, Salary-linked repayments, No collateral or guarantors required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Oxygen Mobile Access free?

Oxygen Mobile Access is free to download, with no in-app purchases.

### Is Credx Finance free?

Credx Finance is free to download, with no in-app purchases.

### Which has better reviews, Oxygen Mobile Access or Credx Finance?

Oxygen Mobile Access is rated higher. Oxygen Mobile Access averages 3.0 out of 5 from 3 ratings, while Credx Finance averages 1.0 from 2 ratings.

### Do Oxygen Mobile Access or Credx Finance have ads?

Neither Oxygen Mobile Access nor Credx Finance shows ads.

### Which is updated more often, Oxygen Mobile Access or Credx Finance?

Oxygen Mobile Access ships an update monthly, and Credx Finance fortnightly. Most recently, Oxygen Mobile Access was updated on November 12, 2026 and Credx Finance on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*