# Oxygen Mobile Access vs Rizoka

The clearest difference is rating: Rizoka at 4.0 against Oxygen Mobile Access's 3.0. Rizoka also leads on ratings volume (13 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Rizoka holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 3 and 13 respectively.

Oxygen Mobile Access ships an update every 2 weeks, Rizoka fortnightly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Oxygen Mobile Access | Rizoka |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (3 ratings)](https://appshunter.io/ios/app/oxygen-mobile-access/id1635094887/reviews) | **[4.0 (13 ratings)](https://appshunter.io/ios/app/rizoka/id6751489748/reviews)** |
| Number of ratings | 3 | **13** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 73 MB | 120 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Origin Mortgage Management Services Pty Ltd](https://appshunter.io/developer/1551884391) | [Rizoka Technologies Limited](https://appshunter.io/developer/1835365085) |

## What reviewers say

### Oxygen Mobile Access

[App page](https://appshunter.io/ios/app/oxygen-mobile-access/id1635094887)

Manage your finances on the go with this app. Easily pay bills, transfer funds across Australia, and access your account details. You can also redraw funds from your home loan account, with daily transfer limits.

**Highlights:** Pay bills, Transfer funds, Access account balance, View transaction history, Redraw home loan funds, Daily transfer limit

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Rizoka

[App page](https://appshunter.io/ios/app/rizoka/id6751489748)

This app simplifies financial transactions and travel bookings for users in Africa. It offers banking services, flight bookings with discounts, gift card trading, and easy bill payments for utilities, airtime, and data. Users can also earn rewards through referrals.

**Highlights:** Banking services (send/receive money), Flight booking (domestic & international), Gift card buying and selling, Utility bill payment, Prepaid meter electricity recharge, Airtime and data purchases with discounts, Referral rewards program

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Oxygen Mobile Access free?

Oxygen Mobile Access is free to download, with no in-app purchases.

### Is Rizoka free?

Rizoka is free to download, with no in-app purchases.

### Which has better reviews, Oxygen Mobile Access or Rizoka?

Rizoka is rated higher. Oxygen Mobile Access averages 3.0 out of 5 from 3 ratings, while Rizoka averages 4.0 from 13 ratings.

### Do Oxygen Mobile Access or Rizoka have ads?

Neither Oxygen Mobile Access nor Rizoka shows ads.

### Which is updated more often, Oxygen Mobile Access or Rizoka?

Oxygen Mobile Access ships an update every 2 weeks, and Rizoka fortnightly. Most recently, Oxygen Mobile Access was updated on October 24, 2026 and Rizoka on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*