# Oxygen Mobile Access vs Aella MFB

The clearest difference is rating: Aella MFB at 4.6 against Oxygen Mobile Access's 3.0. Aella MFB also leads on ratings volume (198 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Aella MFB holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: Aella MFB has 198 ratings behind it against 3, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Oxygen Mobile Access | Aella MFB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (3 ratings)](https://appshunter.io/ios/app/oxygen-mobile-access/id1635094887/reviews) | **[4.6 (198 ratings)](https://appshunter.io/ios/app/aella-mfb/id6753731908/reviews)** |
| Number of ratings | 3 | **198** |
| Positive reviews | — | 37.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 73 MB | 109 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Origin Mortgage Management Services Pty Ltd](https://appshunter.io/developer/1551884391) | [Aella Microfinance Bank Limited](https://appshunter.io/developer/1844732600) |

## What reviewers say

### Oxygen Mobile Access

[App page](https://appshunter.io/ios/app/oxygen-mobile-access/id1635094887)

Manage your finances on the go with this app. Easily pay bills, transfer funds across Australia, and access your account details. You can also redraw funds from your home loan account, with daily transfer limits.

**Highlights:** Pay bills, Transfer funds, Access account balance, View transaction history, Redraw home loan funds, Daily transfer limit

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Aella MFB

[App page](https://appshunter.io/ios/app/aella-mfb/id6753731908)

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

**Highlights:** Loans, Investments, Bill payments, Micro-insurance, Peer-to-peer transfers, Address verification via location monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Oxygen Mobile Access free?

Oxygen Mobile Access is free to download, with no in-app purchases.

### Is Aella MFB free?

Aella MFB is free to download, with no in-app purchases.

### Which has better reviews, Oxygen Mobile Access or Aella MFB?

Aella MFB is rated higher. Oxygen Mobile Access averages 3.0 out of 5 from 3 ratings, while Aella MFB averages 4.6 from 198 ratings.

### Do Oxygen Mobile Access or Aella MFB have ads?

Neither Oxygen Mobile Access nor Aella MFB shows ads.

### Which is updated more often, Oxygen Mobile Access or Aella MFB?

Oxygen Mobile Access ships an update every 2 weeks, and Aella MFB every 2 weeks. Most recently, Oxygen Mobile Access was updated on October 24, 2026 and Aella MFB on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*