# BNC vs BanescoPagos

The clearest difference is rating: BanescoPagos at 2.6 against BNC's 2.2. BNC's advantage is update cadence (every 2 weeks vs every 3 months) and ratings volume (248 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BanescoPagos holds the better App Store score, 2.6 against 2.2. That said, the two scores are not equally well evidenced: BNC has 248 ratings behind it against 5, so its average is the more settled of the two.

BNC ships an update every 2 weeks, BanescoPagos every 3 months. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | BNC | BanescoPagos |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (248 ratings)](https://appshunter.io/ios/app/bnc/id1635259975/reviews) | **[2.6 (5 ratings)](https://appshunter.io/ios/app/banescopagos/id6449720919/reviews)** |
| Number of ratings | **248** | 5 |
| Positive reviews | 11.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 206 MB | 13 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banco Nacional de Crédito](https://appshunter.io/developer/1263602184) | [Banesco](https://appshunter.io/developer/905010818) |

## What reviewers say

### BNC

[App page](https://appshunter.io/ios/app/bnc/id1635259975)

Manage all your banking operations from your mobile device. This app allows you to perform transfers, make payments, manage credit cards, and handle foreign currency transactions securely with biometric authentication.

**Highlights:** Interbank transfers, Mobile payments, Credit card management, Foreign currency exchange, Biometric authentication, Bill payments, Account balance and movements

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🔒 Biometric authentication (Face ID) implementation
- 👍 User-friendly interface design
- 💡 Innovative security features when working properly

**What reviewers complain about**

- 🐛 App freezes and becomes unresponsive frequently
- 🐛 Screen becomes completely stuck requiring reinstallation
- 🐛 Token generation fails or doesn't appear
- 🐛 Biometric login (Face ID) malfunctions
- 🐛 Cannot perform transactions when app is frozen

**Reported bugs**

- App freezes on startup and during use
- Screen becomes unresponsive to touch input
- Token lightning bolt icon fails to display
- Face ID authentication locks screen completely
- Login credentials mismatch errors

**Requested features**

- NFC payment capability from mobile app
- Multiple transactions without exiting app
- Improved biometric authentication stability
- Print/document viewing functionality
- Better offline functionality


### BanescoPagos

[App page](https://appshunter.io/ios/app/banescopagos/id6449720919)

Manage your business's electronic payments and collections in one place. Assign employee credentials to enable various payment functionalities, track transactions, and calculate currency conversions.

**Highlights:** Centralized payment and collection services, Employee credential assignment, Cash change and payment validation, Electronic debit payments, Transaction management and export, Currency conversion calculator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BNC free?

BNC is free to download, with no in-app purchases.

### Is BanescoPagos free?

BanescoPagos is free to download, with no in-app purchases.

### Which has better reviews, BNC or BanescoPagos?

BanescoPagos is rated higher. BNC averages 2.2 out of 5 from 248 ratings, while BanescoPagos averages 2.6 from 5 ratings.

### Do BNC or BanescoPagos have ads?

Neither BNC nor BanescoPagos shows ads.

### Which is updated more often, BNC or BanescoPagos?

BNC ships an update every 2 weeks, and BanescoPagos every 3 months. Most recently, BNC was updated on September 24, 2026 and BanescoPagos on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*