# BNC vs COMPRA A CUOTAS

The clearest difference is rating: BNC at 2.2 against COMPRA A CUOTAS's 1.9. BNC also leads on ratings volume (259 vs 23). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNC holds the better App Store score, 2.2 against 1.9. That said, the two scores are not equally well evidenced: BNC has 259 ratings behind it against 23, so its average is the more settled of the two. Written reviews complicate that: 11% of BNC's written reviews are positive against 13% of COMPRA A CUOTAS's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BNC | COMPRA A CUOTAS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.2 (259 ratings)](https://appshunter.io/ios/app/bnc/id1635259975/reviews)** | [1.9 (23 ratings)](https://appshunter.io/ios/app/compra-a-cuotas/id6758058117/reviews) |
| Number of ratings | **259** | 23 |
| Positive reviews | 11.1% of reviews | **13.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 206 MB | 86 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banco Nacional de Crédito](https://appshunter.io/developer/1263602184) | [Bancaribe](https://appshunter.io/developer/1413893190) |

## What reviewers say

### BNC

[App page](https://appshunter.io/ios/app/bnc/id1635259975)

Manage all your banking operations from your mobile device. This app allows you to perform transfers, make payments, manage credit cards, and handle foreign currency transactions securely with biometric authentication.

**Highlights:** Interbank transfers, Mobile payments, Credit card management, Foreign currency exchange, Biometric authentication, Bill payments, Account balance and movements

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🔒 Biometric authentication (Face ID) implementation
- 👍 User-friendly interface design
- 💡 Innovative security features when working properly

**What reviewers complain about**

- 🐛 App freezes and becomes unresponsive frequently
- 🐛 Screen becomes completely stuck requiring reinstallation
- 🐛 Token generation fails or doesn't appear
- 🐛 Biometric login (Face ID) malfunctions
- 🐛 Cannot perform transactions when app is frozen

**Reported bugs**

- App freezes on startup and during use
- Screen becomes unresponsive to touch input
- Token lightning bolt icon fails to display
- Face ID authentication locks screen completely
- Login credentials mismatch errors

**Requested features**

- NFC payment capability from mobile app
- Multiple transactions without exiting app
- Improved biometric authentication stability
- Print/document viewing functionality
- Better offline functionality


### COMPRA A CUOTAS

[App page](https://appshunter.io/ios/app/compra-a-cuotas/id6758058117)

Purchase items now and pay later in interest-free installments. This digital solution allows you to buy from affiliated stores and pay securely and transparently in parts. Get your purchase line in minutes and enjoy a simple, fast experience.

**Highlights:** Interest-free installments, Pay in equal parts every 15 days, Get purchase line in minutes, Scan QR code to purchase, Pay 40% initial, rest in 4 installments, Payment calendar and alerts, Secure and transparent transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BNC free?

BNC is free to download, with no in-app purchases.

### Is COMPRA A CUOTAS free?

COMPRA A CUOTAS is free to download, with no in-app purchases.

### Which has better reviews, BNC or COMPRA A CUOTAS?

BNC is rated higher. BNC averages 2.2 out of 5 from 259 ratings, while COMPRA A CUOTAS averages 1.9 from 23 ratings.

### Do BNC or COMPRA A CUOTAS have ads?

Neither BNC nor COMPRA A CUOTAS shows ads.

### Which is updated more often, BNC or COMPRA A CUOTAS?

BNC ships an update every 2 weeks, and COMPRA A CUOTAS every 2 weeks. Most recently, BNC was updated on October 25, 2026 and COMPRA A CUOTAS on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*