# Dime vs Settle up, Split rent wisely

The clearest difference is monetization model: Dime at free against Settle up, Split rent wisely's free with in-app purchases. Dime also leads on ratings volume (315 vs 54). Settle up, Split rent wisely's advantage is review sentiment (99% vs 90%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Dime sells 3 one-off in-app purchases and Settle up, Split rent wisely sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Dime against 4.7 for Settle up, Split rent wisely. That said, the two scores are not equally well evidenced: Dime has 315 ratings behind it against 54, so its average is the more settled of the two. Written reviews are what separate them: 90% of Dime's written reviews are positive against 99% of Settle up, Split rent wisely's.

Dime ships an update every 3 weeks, Settle up, Split rent wisely every 2 weeks. The most recent releases landed on September 18, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Dime | Settle up, Split rent wisely |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (315 ratings)](https://appshunter.io/ios/app/dime-budget-and-expense-tracker/id1635280255/reviews)** | [4.7 (54 ratings)](https://appshunter.io/ios/app/settle-up-split-rent-wisely/id6477442217/reviews) |
| Number of ratings | **315** | 54 |
| Positive reviews | 89.9% of reviews | **98.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 32 MB | 137 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Rafael Soh](https://appshunter.io/developer/1635280257) | [CANOPAS SOFTWARE LLP](https://appshunter.io/developer/1570951266) |

## What reviewers say

### Dime

[App page](https://appshunter.io/ios/app/dime-budget-and-expense-tracker/id1635280255)

This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.

**Highlights:** 100% free forever, Insightful expenditure breakdowns, Budget creation and tracking, Recurring expense management, iCloud sync across devices, Custom expense input reminders, Biometric data protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $2.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $7.99 | one-time |

**What reviewers like**

- 🚀 Great UI/UX
- 👍 Simple and intuitive
- 🔒 Privacy-focused
- 💰 Completely free
- 🎨 Beautiful and clean design

**What reviewers complain about**

- 🐛 Occasional data loss issues
- 🔍 Limited category customization
- ⚙️ Lack of advanced features (e.g., income tracking, biweekly budgets)

**Reported bugs**

- Entries randomly disappearing
- Crashes and freezes on certain devices
- Widget not working as expected

**Requested features**

- Add income tracking
- Implement biweekly budget option
- Allow more category customization
- Integrate with external accounts (e.g., bank, credit cards)
- Implement receipt/check scanning with AI categorization


### Settle up, Split rent wisely

[App page](https://appshunter.io/ios/app/settle-up-split-rent-wisely/id6477442217)

Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.

**Highlights:** Instant bill splitting (equal or custom), Track shared expenses, Know who owes whom, Settle up with clear balances, Add multiple payers and uneven splits, Scan receipts to add expenses, Itemized expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splito Pro 1 Month | $4.99 | per month |
| Splito Pro 1 Year | $14.99 | per year |
| Splito Pro 1 Year | $24.99 | per year |
| Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Dime free?

Dime is free to download, with in-app purchases available.

### Is Settle up, Split rent wisely free?

Settle up, Split rent wisely is free to download, with in-app purchases available.

### Which has better reviews, Dime or Settle up, Split rent wisely?

Dime is rated higher. Dime averages 4.8 out of 5 from 315 ratings, while Settle up, Split rent wisely averages 4.7 from 54 ratings.

### Do Dime or Settle up, Split rent wisely have ads?

Neither Dime nor Settle up, Split rent wisely shows ads.

### Which is updated more often, Dime or Settle up, Split rent wisely?

Dime ships an update every 3 weeks, and Settle up, Split rent wisely every 2 weeks. Most recently, Dime was updated on September 18, 2026 and Settle up, Split rent wisely on September 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*