# Dime vs Zerosum

The clearest difference is update cadence: Zerosum at every 2 days against Dime's every 3 weeks. Zerosum also leads on rating (5.0 vs 4.8) and chart position (#198 vs unranked). Dime's advantage is monetization model (free vs freemium) and ratings volume (319 vs 33). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Dime sells 3 one-off in-app purchases and Zerosum sells 6 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Zerosum holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Dime has 319 ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 90% of Dime's written reviews are positive against 95% of Zerosum's.

Dime ships an update every 3 weeks, Zerosum every 2 days. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Dime | Zerosum |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (319 ratings)](https://appshunter.io/ios/app/dime-budget-and-expense-tracker/id1635280255/reviews) | **[5.0 (33 ratings)](https://appshunter.io/ios/app/zerosum-zero-based-budgeting/id6784319439/reviews)** |
| Number of ratings | **319** | 33 |
| Positive reviews | 90.0% of reviews | **95.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | **Free** | Freemium |
| Best chart rank | — | **#198** |
| Size | 32 MB | 11 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Rafael Soh](https://appshunter.io/developer/1635280257) | [Pedro Fidalgo](https://appshunter.io/developer/6784319441) |

## What reviewers say

### Dime

[App page](https://appshunter.io/ios/app/dime-budget-and-expense-tracker/id1635280255)

This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.

**Highlights:** 100% free forever, Insightful expenditure breakdowns, Budget creation and tracking, Recurring expense management, iCloud sync across devices, Custom expense input reminders, Biometric data protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $2.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $7.99 | one-time |

**What reviewers like**

- 🚀 Great UI/UX
- 👍 Simple and intuitive
- 🔒 Privacy-focused
- 💰 Completely free
- 🎨 Beautiful and clean design

**What reviewers complain about**

- 🐛 Occasional data loss issues
- 🔍 Limited category customization
- ⚙️ Lack of advanced features (e.g., income tracking, biweekly budgets)

**Reported bugs**

- Entries randomly disappearing
- Crashes and freezes on certain devices
- Widget not working as expected

**Requested features**

- Add income tracking
- Implement biweekly budget option
- Allow more category customization
- Integrate with external accounts (e.g., bank, credit cards)
- Implement receipt/check scanning with AI categorization


### Zerosum

[App page](https://appshunter.io/ios/app/zerosum-zero-based-budgeting/id6784319439)

**Currently charting:** #198 Top Grossing · Finance (US App Store)

This app helps you meticulously plan your finances using a zero-based budgeting approach. It allows you to allocate every dollar before spending, track savings goals, and gain insights through detailed analytics and forecasts. You can choose between automatic bank syncing or manual entry, and even share your budget with family.

**Highlights:** Zero-based budgeting, Savings goal tracking, Financial analytics and forecasts, Recurring transaction scheduling, Bank sync or manual entry, Family budget sharing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zerosum Basic (Monthly) | $5.99 | per month |
| Zerosum Plus (Monthly) | $8.99 | per month |
| Zerosum Pro (Monthly) | $12.99 | per month |
| Zerosum Basic (Annual) | $39.99 | per year |
| Zerosum Plus | $59.99 | per year |
| Zerosum Pro (Annual) | $89.99 | per year |


## Frequently asked questions

### Is Dime free?

Dime is free to download, with in-app purchases available.

### Is Zerosum free?

Zerosum is free to download, with in-app purchases available.

### Which has better reviews, Dime or Zerosum?

Zerosum is rated higher. Dime averages 4.8 out of 5 from 319 ratings, while Zerosum averages 5.0 from 33 ratings.

### Do Dime or Zerosum have ads?

Neither Dime nor Zerosum shows ads.

### Which is updated more often, Dime or Zerosum?

Dime ships an update every 3 weeks, and Zerosum every 2 days. Most recently, Dime was updated on October 27, 2026 and Zerosum on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*