# Dime vs Settle

The clearest difference is in-app purchases: Settle at none against Dime's 3. Dime's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Dime sells 3 one-off in-app purchases. Settle asks for nothing beyond the download.

Dime ships an update every 3 weeks, Settle every 2 weeks. The most recent releases landed on October 9, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Dime | Settle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (315 ratings)](https://appshunter.io/ios/app/dime-budget-and-expense-tracker/id1635280255/reviews)** | — |
| Number of ratings | **315** | — |
| Positive reviews | 90.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 32 MB | 29 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Rafael Soh](https://appshunter.io/developer/1635280257) | [Yashvardhan Bhardwaj](https://appshunter.io/developer/6785658115) |

## What reviewers say

### Dime

[App page](https://appshunter.io/ios/app/dime-budget-and-expense-tracker/id1635280255)

This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.

**Highlights:** 100% free forever, Insightful expenditure breakdowns, Budget creation and tracking, Recurring expense management, iCloud sync across devices, Custom expense input reminders, Biometric data protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $2.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $7.99 | one-time |

**What reviewers like**

- 🚀 Great UI/UX
- 👍 Simple and intuitive
- 🔒 Privacy-focused
- 💰 Completely free
- 🎨 Beautiful and clean design

**What reviewers complain about**

- 🐛 Occasional data loss issues
- 🔍 Limited category customization
- ⚙️ Lack of advanced features (e.g., income tracking, biweekly budgets)

**Reported bugs**

- Entries randomly disappearing
- Crashes and freezes on certain devices
- Widget not working as expected

**Requested features**

- Add income tracking
- Implement biweekly budget option
- Allow more category customization
- Integrate with external accounts (e.g., bank, credit cards)
- Implement receipt/check scanning with AI categorization


### Settle

[App page](https://appshunter.io/ios/app/settle-split-expenses/id6785658113)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Dime free?

Dime is free to download, with in-app purchases available.

### Is Settle free?

Settle is free to download, with no in-app purchases.

### Do Dime or Settle have ads?

Neither Dime nor Settle shows ads.

### Which is updated more often, Dime or Settle?

Dime ships an update every 3 weeks, and Settle every 2 weeks. Most recently, Dime was updated on October 9, 2026 and Settle on September 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*