# Five Lakes vs Sparrow Card App

Five Lakes and Sparrow Card App both sit at 4.9 stars, but that hides the real split: 93% of Five Lakes's written reviews are positive against 63% of Sparrow Card App's. Five Lakes also leads on update cadence (weekly vs every 3 weeks). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Five Lakes against 4.9 for Sparrow Card App. Both are backed by a comparable volume of ratings — 4.9K and 3.5K respectively. Written reviews are what separate them: 93% of Five Lakes's written reviews are positive against 63% of Sparrow Card App's.

Five Lakes ships an update weekly, Sparrow Card App every 3 weeks. Both last shipped on October 27, 2026.

## The numbers

| Metric | Five Lakes | Sparrow Card App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.9K ratings)](https://appshunter.io/ios/app/five-lakes/id1635378642/reviews)** | [4.9 (3.5K ratings)](https://appshunter.io/ios/app/sparrow-card-app/id6450669712/reviews) |
| Number of ratings | **4.9K** | 3.5K |
| Positive reviews | **92.8% of reviews** | 62.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 79 MB | 123 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Sergio Rabiela](https://appshunter.io/developer/1634262833) | [Sparrow Financial, Inc.](https://appshunter.io/developer/1694265605) |

## What reviewers say

### Five Lakes

[App page](https://appshunter.io/ios/app/five-lakes/id1635378642)

Track your financial program's progress and view enrolled accounts. Connect with a dedicated client success team for support and receive personalized financial tips and inspiration.

**Highlights:** Program progress review, Enrolled account management, Client Success Team connection, Personal finance tips, Financial journey inspiration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Debt Relief Fast
- 👍 Fixing my debt
- 👍 Debt Reduction Help
- 👍 Easy way to get out of debt
- 👍 Thankful

**What reviewers complain about**

- 🐛 Scam
- ⚠️ Not informed on everything
- ⚠️ Be Cautious
- ⚠️ No communication
- ⚠️ Not a happy client

**Reported bugs**

- The app not working since last update

**Requested features**

- Dark mode option
- Advanced analytics dashboard


### Sparrow Card App

[App page](https://appshunter.io/ios/app/sparrow-card-app/id6450669712)

This app offers a credit card designed to help individuals with less-than-perfect credit build their financial future. It provides features like cashback rewards, real-time notifications, and tools to help users improve their credit score and access credit line increases.

**Highlights:** Virtual card access, 1% cashback on on-time payments, Real-time notifications, Credit score monitoring, Credit line increase opportunities, Card management (freeze, replace, PIN reset), Reporting to major credit bureaus

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Payments post immediately
- 💳 Can pay at the pump for gas
- 🆙 Credit limit increases
- 🤝 Good customer service

**What reviewers complain about**

- 🔒 Card blocked for no reason
- 💰 High fees
- 🕰️ No auto-pay option
- 🤯 Predatory lending practices
- 🔒 Account locked for no reason

**Reported bugs**

- Payment issues and missing payments
- Declined transactions due to new card

**Requested features**

- Auto-pay option
- Better fraud detection and dispute resolution


## Frequently asked questions

### Is Five Lakes free?

Five Lakes is free to download, with no in-app purchases.

### Is Sparrow Card App free?

Sparrow Card App is free to download, with no in-app purchases.

### Which has better reviews, Five Lakes or Sparrow Card App?

Five Lakes is rated higher. Five Lakes averages 4.9 out of 5 from 4.9K ratings, while Sparrow Card App averages 4.9 from 3.5K ratings.

### Do Five Lakes or Sparrow Card App have ads?

Neither Five Lakes nor Sparrow Card App shows ads.

### Which is updated more often, Five Lakes or Sparrow Card App?

Five Lakes ships an update weekly, and Sparrow Card App every 3 weeks. Most recently, Five Lakes was updated on October 27, 2026 and Sparrow Card App on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*