# Skyro Philippines vs Virtual Pag

The clearest difference is review sentiment: Skyro Philippines at 100% against Virtual Pag's 0%. Skyro Philippines also leads on rating (4.8 vs 2.9) and update cadence (every 8 days vs every 2 months). Virtual Pag's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Skyro Philippines holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: Skyro Philippines has 124 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 100% of Skyro Philippines's written reviews are positive against 0% of Virtual Pag's.

Skyro Philippines ships an update every 8 days, Virtual Pag every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Skyro Philippines | Virtual Pag |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (124 ratings)](https://appshunter.io/ios/app/skyro-philippines/id1635398736/reviews)** | [2.9 (14 ratings)](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285/reviews) |
| Number of ratings | **124** | 14 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 347 MB | 147 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Breeze Ventures Pte. Ltd.](https://appshunter.io/developer/1612644352) | [Pag-IBIG Fund](https://appshunter.io/developer/1651750152) |

## What reviewers say

### Skyro Philippines

[App page](https://appshunter.io/ios/app/skyro-philippines/id1635398736)

This app offers flexible, simple, and transparent financing options for Filipino citizens. Access loans for everyday bills, business capital, or household needs. Split payments for purchases without a credit card and manage your finances easily.

**Highlights:** Flexible loan terms, Split payments for purchases, Online cash loans, Reusable credit line, Multiple payment options, Adjustable due dates and payments, In-app chat support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Virtual Pag

[App page](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285)

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

**Highlights:** View savings and MP2 records, Monitor loan balances, Track payments, Apply for short-term loans, Online payment options, Check loan status

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Skyro Philippines free?

Skyro Philippines is free to download, with no in-app purchases.

### Is Virtual Pag free?

Virtual Pag is free to download, with no in-app purchases.

### Which has better reviews, Skyro Philippines or Virtual Pag?

Skyro Philippines is rated higher. Skyro Philippines averages 4.8 out of 5 from 124 ratings, while Virtual Pag averages 2.9 from 14 ratings.

### Do Skyro Philippines or Virtual Pag have ads?

Neither Skyro Philippines nor Virtual Pag shows ads.

### Which is updated more often, Skyro Philippines or Virtual Pag?

Skyro Philippines ships an update every 8 days, and Virtual Pag every 2 months. Most recently, Skyro Philippines was updated on November 3, 2026 and Virtual Pag on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*