# JKB mGROW vs JKB mPay Delight+

The clearest difference is rating: JKB mGROW at 5.0 against JKB mPay Delight+'s 1.7. JKB mPay Delight+'s advantage is ratings volume (18 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JKB mGROW holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: JKB mPay Delight+ has 18 ratings behind it against 2, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | JKB mGROW | JKB mPay Delight+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/jkb-mgrow/id1635546293/reviews)** | [1.7 (18 ratings)](https://appshunter.io/ios/app/jkb-mpay-delight-plus/id6459356147/reviews) |
| Number of ratings | 2 | **18** |
| Positive reviews | — | 41.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 87 MB | 41 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [JKB FINANCIAL SERVICES LIMITED](https://appshunter.io/developer/1434830696) | [Jammu & Kashmir Bank Ltd](https://appshunter.io/developer/728336571) |

## What reviewers say

### JKB mGROW

[App page](https://appshunter.io/ios/app/jkb-mgrow/id1635546293)

Manage your complete financial portfolio, including mutual funds, stocks, bonds, and insurance. Track investments, view historical performance, and generate detailed reports. Invest online and utilize various financial calculators for planning.

**Highlights:** Complete portfolio reporting, Historical performance tracking, Online mutual fund investment, Advanced capital gain reports, SIP and insurance tracking, Financial calculators

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### JKB mPay Delight+

[App page](https://appshunter.io/ios/app/jkb-mpay-delight-plus/id6459356147)

This official mobile banking app provides secure access to your accounts. Check balances, view statements, transfer funds, and manage cheques 24/7 with a user-friendly interface.

**Highlights:** Balance enquiry, Mini and full statements, Fund transfers, Cheque status enquiry, Stop cheque request, 24/7 service

**In-app purchases:** none


## Frequently asked questions

### Is JKB mGROW free?

JKB mGROW is free to download, with no in-app purchases.

### Is JKB mPay Delight+ free?

JKB mPay Delight+ is free to download, with no in-app purchases.

### Which has better reviews, JKB mGROW or JKB mPay Delight+?

JKB mGROW is rated higher. JKB mGROW averages 5.0 out of 5 from 2 ratings, while JKB mPay Delight+ averages 1.7 from 18 ratings.

### Do JKB mGROW or JKB mPay Delight+ have ads?

Neither JKB mGROW nor JKB mPay Delight+ shows ads.

### Which is updated more often, JKB mGROW or JKB mPay Delight+?

JKB mGROW ships an update every 2 months, and JKB mPay Delight+ every 2 months. Most recently, JKB mGROW was updated on October 24, 2026 and JKB mPay Delight+ on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
