# PTrust Mobile vs Waterfall Bank Authenticator

The clearest difference is update cadence: Waterfall Bank Authenticator at every 9 days against PTrust Mobile's every 3 months. PTrust Mobile's advantage is iOS requirement (12.4 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PTrust Mobile ships an update every 3 months, Waterfall Bank Authenticator every 9 days. The most recent releases landed on October 12, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | PTrust Mobile | Waterfall Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 9 days** |
| Size | 29 MB | 65 MB |
| Requires iOS | **12.4** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Personal Trust Microfinance bank Limited](https://appshunter.io/developer/1457721551) | [Waterfall Bank](https://appshunter.io/developer/1582506225) |

## What reviewers say

### PTrust Mobile

[App page](https://appshunter.io/ios/app/ptrust-mobile/id1635747195)

**In-app purchases:** none


### Waterfall Bank Authenticator

[App page](https://appshunter.io/ios/app/waterfall-bank-authenticator/id6783509602)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PTrust Mobile free?

PTrust Mobile is free to download, with no in-app purchases.

### Is Waterfall Bank Authenticator free?

Waterfall Bank Authenticator is free to download, with no in-app purchases.

### Do PTrust Mobile or Waterfall Bank Authenticator have ads?

Neither PTrust Mobile nor Waterfall Bank Authenticator shows ads.

### Which is updated more often, PTrust Mobile or Waterfall Bank Authenticator?

PTrust Mobile ships an update every 3 months, and Waterfall Bank Authenticator every 9 days. Most recently, PTrust Mobile was updated on October 12, 2026 and Waterfall Bank Authenticator on September 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*