# Envoy Mortgage Servicing vs Shellpoint

The clearest difference is rating: Shellpoint at 4.9 against Envoy Mortgage Servicing's 4.0. Shellpoint also leads on update cadence (every 5 weeks vs every 12 months) and ratings volume (17K vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Shellpoint holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 1, so its average is the more settled of the two.

Envoy Mortgage Servicing ships an update every 12 months, Shellpoint every 5 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Envoy Mortgage Servicing | Shellpoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (1 ratings)](https://appshunter.io/ios/app/envoy-mortgage-servicing/id1636008181/reviews) | **[4.9 (17K ratings)](https://appshunter.io/ios/app/shellpoint/id6443957708/reviews)** |
| Number of ratings | 1 | **17K** |
| Positive reviews | — | 54.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 205 MB | 73 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Envoy Mortgage, Ltd,](https://appshunter.io/developer/1078452236) | [Newrez LLC](https://appshunter.io/developer/1435999021) |

## What reviewers say

### Envoy Mortgage Servicing

[App page](https://appshunter.io/ios/app/envoy-mortgage-servicing/id1636008181)

Manage your mortgage conveniently from your smartphone. Safely monitor payments, view property values and trends, and gain complete control over your mortgage account anytime, anywhere.

**Highlights:** View and manage mortgage, Monitor payments, View property values, Track trends, Complete mortgage control

**In-app purchases:** none


### Shellpoint

[App page](https://appshunter.io/ios/app/shellpoint/id6443957708)

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

**Highlights:** View loan account details, Make one-time payments, Schedule recurring payments, Access statements and documents, View recent account activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Straightforward payment process
- 👍 Convenient payment history
- 👍 Smooth system
- 👍 Easy payment service

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Outdated and clunky interface
- 🐛 Slow performance
- 🐛 Lack of modern features
- 🐛 Unreliable customer service

**Reported bugs**

- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in

**Requested features**

- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option


## Frequently asked questions

### Is Envoy Mortgage Servicing free?

Envoy Mortgage Servicing is free to download, with no in-app purchases.

### Is Shellpoint free?

Shellpoint is free to download, with no in-app purchases.

### Which has better reviews, Envoy Mortgage Servicing or Shellpoint?

Shellpoint is rated higher. Envoy Mortgage Servicing averages 4.0 out of 5 from 1 ratings, while Shellpoint averages 4.9 from 17K ratings.

### Do Envoy Mortgage Servicing or Shellpoint have ads?

Neither Envoy Mortgage Servicing nor Shellpoint shows ads.

### Which is updated more often, Envoy Mortgage Servicing or Shellpoint?

Envoy Mortgage Servicing ships an update every 12 months, and Shellpoint every 5 weeks. Most recently, Envoy Mortgage Servicing was updated on November 3, 2026 and Shellpoint on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*