# Budgeting App vs Envelopes

The clearest difference is rating: Envelopes at 5.0 against Budgeting App's 4.7. Envelopes also leads on review sentiment (100% vs 79%). Budgeting App's advantage is ratings volume (91 vs 7) and iOS requirement (16.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Envelopes sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Envelopes holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budgeting App has 91 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 79% of Budgeting App's written reviews are positive against 100% of Envelopes's.

Budgeting App ships an update weekly, Envelopes every 2 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Budgeting App | Envelopes |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (91 ratings)](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/envelopes-simple-budgeting/id6740543190/reviews)** |
| Number of ratings | **91** | 7 |
| Positive reviews | 78.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 63 MB | 9 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [The Budgeting Company](https://appshunter.io/developer/1818945575) | [JOSCHUA GLAU](https://appshunter.io/developer/1757748908) |

## What reviewers say

### Budgeting App

[App page](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435)

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

**Highlights:** Sync across devices, Customizable spending categories, Flexible budget creation (weekly, monthly), Track income and expenses, Automated recurring transactions, Detailed spending analytics, Multiple account management, Savings and loan tracking

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (Monthly) | $2.99 | per month |
| Lifetime Bank Sync Add-On (Monthly) | $5.99 | per month |
| Pro Sync (Monthly) | $9.99 | per month |
| Pro (Annual) | $26.49 | per year |
| Pro Sync (Annual) | $89.99 | per year |
| The Budgeting App Pro Lifetime | $33.99 | one-time |
| The Budgeting App Pro Lifetime | $59.90 | one-time |


### Envelopes

[App page](https://appshunter.io/ios/app/envelopes-simple-budgeting/id6740543190)

This app helps you manage your money by allocating funds into different spending categories, or "envelopes." You can quickly log expenses to track where your money goes and then refill your envelopes as needed to reach your financial goals.

**Highlights:** Envelope budgeting system, Expense logging, Financial goal tracking, Money allocation, Spending mindfulness

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $4.99 | per year |


## Frequently asked questions

### Is Budgeting App free?

Budgeting App is free to download, with in-app purchases available.

### Is Envelopes free?

Envelopes is free to download, with in-app purchases available.

### Which has better reviews, Budgeting App or Envelopes?

Envelopes is rated higher. Budgeting App averages 4.7 out of 5 from 91 ratings, while Envelopes averages 5.0 from 7 ratings.

### Do Budgeting App or Envelopes have ads?

Neither Budgeting App nor Envelopes shows ads.

### Which is updated more often, Budgeting App or Envelopes?

Budgeting App ships an update weekly, and Envelopes every 2 weeks. Most recently, Budgeting App was updated on October 27, 2026 and Envelopes on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*