# Budgeting App vs Two Pennies

The clearest difference is ratings volume: Budgeting App at 92 against Two Pennies's 1. Two Pennies's advantage is rating (5.0 vs 4.7) and iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Two Pennies sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Two Pennies holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budgeting App has 92 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Budgeting App | Two Pennies |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (92 ratings)](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/two-pennies/id6755612867/reviews)** |
| Number of ratings | **92** | 1 |
| Positive reviews | 78.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 63 MB | 71 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The Budgeting Company](https://appshunter.io/developer/1818945575) | [Joseph Meeko](https://appshunter.io/developer/1609107200) |

## What reviewers say

### Budgeting App

[App page](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435)

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

**Highlights:** Sync across devices, Customizable spending categories, Flexible budget creation (weekly, monthly), Track income and expenses, Automated recurring transactions, Detailed spending analytics, Multiple account management, Savings and loan tracking

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (Monthly) | $2.99 | per month |
| Lifetime Bank Sync Add-On (Monthly) | $5.99 | per month |
| Pro Sync (Monthly) | $9.99 | per month |
| Pro (Annual) | $26.49 | per year |
| Pro Sync (Annual) | $89.99 | per year |
| The Budgeting App Pro Lifetime | $33.99 | one-time |
| The Budgeting App Pro Lifetime | $59.90 | one-time |


### Two Pennies

[App page](https://appshunter.io/ios/app/two-pennies/id6755612867)

A simple, collaborative budgeting app for couples and families. Manually track expenses, communicate on transactions, and start fresh each month. Designed for transparency and stress-free financial management without bank connections.

**Highlights:** Manual transaction entry, Shared budgeting for up to 3 users, In-app transaction communication, Monthly budget reset, Offline functionality, Customizable categories, Secure and private data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Penny Premium | $2.99 | per month |


## Frequently asked questions

### Is Budgeting App free?

Budgeting App is free to download, with in-app purchases available.

### Is Two Pennies free?

Two Pennies is free to download, with in-app purchases available.

### Which has better reviews, Budgeting App or Two Pennies?

Two Pennies is rated higher. Budgeting App averages 4.7 out of 5 from 92 ratings, while Two Pennies averages 5.0 from 1 ratings.

### Do Budgeting App or Two Pennies have ads?

Neither Budgeting App nor Two Pennies shows ads.

### Which is updated more often, Budgeting App or Two Pennies?

Budgeting App ships an update weekly, and Two Pennies weekly. Most recently, Budgeting App was updated on November 3, 2026 and Two Pennies on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*