# Budgeting App vs Zero Dollar Budget

The clearest difference is rating: Zero Dollar Budget at 5.0 against Budgeting App's 4.7. Budgeting App's advantage is ratings volume (87 vs 2) and iOS requirement (16.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Zero Dollar Budget sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Zero Dollar Budget holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budgeting App has 87 ratings behind it against 2, so its average is the more settled of the two.

Budgeting App ships an update weekly, Zero Dollar Budget every 4 days. The most recent releases landed on October 23, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Budgeting App | Zero Dollar Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (87 ratings)](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/zero-dollar-budget/id6759701629/reviews)** |
| Number of ratings | **87** | 2 |
| Positive reviews | 78.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 63 MB | 52 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [The Budgeting Company](https://appshunter.io/developer/1818945575) | [Alex Deutz](https://appshunter.io/developer/1795229168) |

## What reviewers say

### Budgeting App

[App page](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435)

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

**Highlights:** Sync across devices, Customizable spending categories, Flexible budget creation (weekly, monthly), Track income and expenses, Automated recurring transactions, Detailed spending analytics, Multiple account management, Savings and loan tracking

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (Monthly) | $2.99 | per month |
| Lifetime Bank Sync Add-On (Monthly) | $5.99 | per month |
| Pro Sync (Monthly) | $9.99 | per month |
| Pro (Annual) | $26.49 | per year |
| Pro Sync (Annual) | $89.99 | per year |
| The Budgeting App Pro Lifetime | $33.99 | one-time |
| The Budgeting App Pro Lifetime | $59.90 | one-time |


### Zero Dollar Budget

[App page](https://appshunter.io/ios/app/zero-dollar-budget/id6759701629)

This app helps you manage your finances using a zero-based budgeting method. Plan every dollar, track your spending in real-time, and collaborate on a shared budget with your partner. Export your data and customize categories to fit your financial needs.

**Highlights:** Zero-based budgeting, Real-time spending tracking, Shared budget with partner, Customizable categories, Budget export (CSV/PDF), Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium (Monthly) | $14.99 | per month |
| Premium Annual | $39.99 | per year |
| Premium (Annual) | $149.99 | per year |


## Frequently asked questions

### Is Budgeting App free?

Budgeting App is free to download, with in-app purchases available.

### Is Zero Dollar Budget free?

Zero Dollar Budget is free to download, with in-app purchases available.

### Which has better reviews, Budgeting App or Zero Dollar Budget?

Zero Dollar Budget is rated higher. Budgeting App averages 4.7 out of 5 from 87 ratings, while Zero Dollar Budget averages 5.0 from 2 ratings.

### Do Budgeting App or Zero Dollar Budget have ads?

Neither Budgeting App nor Zero Dollar Budget shows ads.

### Which is updated more often, Budgeting App or Zero Dollar Budget?

Budgeting App ships an update weekly, and Zero Dollar Budget every 4 days. Most recently, Budgeting App was updated on October 23, 2026 and Zero Dollar Budget on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*