Comparison

Budgeting App vs Monthly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgeting App

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Highlights
  • Sync across devices
  • Customizable spending categories
  • Flexible budget creation (weekly, monthly)
  • Track income and expenses
  • Automated recurring transactions
  • Detailed spending analytics
  • Multiple account management
  • Savings and loan tracking
Features
Read full description

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]

About

Monthly

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Highlights
  • Automatic fixed cost calculation
  • Income and expense tracking
  • Payment reminders
  • Category-based spending statistics
  • CSV data export
  • Home screen widgets
Read full description

Monthly shows you how much money you have left after rent, subscriptions, and other fixed costs. Without having to log every cup of coffee. Simply enter your income, rent, utilities, insurance, and subscriptions. Monthly works out which payments fall within your budget month and shows you at a glance how much you have left to spend. FIXED COSTS WITHOUT THE MATH Whether one-time, monthly, quarterly, or annual, Monthly accounts for your expenses when they’re due. For longer intervals, simply set the exact month and day. YOUR BUDGET, YOUR SCHEDULE Choose when your budget month starts, for example on payday. Carry your monthly budget over to the next month and adjust it as needed. PAYMENT REMINDERS Set reminders for individual expenses to stay on top of important payment dates. CATEGORIES & STATISTICS Organize your expenses into categories like housing, transportation, or leisure. Colors, icons, and clear statistics help you see where your money goes. CSV EXPORT Export your income and expenses as a CSV file to use them outside of Monthly. YOUR BUDGET ON THE HOME SCREEN Keep an eye on your monthly budget with handy widgets, without opening the app. 100% PRIVATE & FREE No ads. No subscription fees. No tracking. Your data stays on your device, with no sign-up, servers, or cloud storage. Monthly is for anyone who wants to plan their finances realistically without keeping a detailed spending log.

Screenshots

Budgeting App4 screens
Monthly4 screens

Verdict

The call

The clearest difference is in-app purchases: Monthly at none against Budgeting App's 7. Monthly also leads on review sentiment (92% vs 79%). Budgeting App's advantage is ratings volume (79 vs 17) and iOS requirement (16.0 vs 26.1). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month. Monthly asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Budgeting App against 4.6 for Monthly. Both are backed by a comparable volume of ratings — 79 and 17 respectively. Written reviews are what separate them: 79% of Budgeting App's written reviews are positive against 92% of Monthly's.

UpkeepUpdate frequency

Budgeting App ships an update every 6 days, Monthly every 5 days. The most recent releases landed on September 23, 2026 and September 11, 2026 respectively.

Scorecard5 real differences · 5 level
Budgeting App versus Monthly: the parameters behind the verdict, then further details
ParameterBudgeting AppMonthly
PriceFreeFree
Rating4.7 (79 ratings) — better4.6 (17 ratings)
Positive reviews78.9% of reviews91.7% of reviews — better
Number of ratings79 — better17
Update frequencyEvery 6 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better26.1
Further details — not scored
Size63 MB9 MB
Age rating4+4+
DeveloperThe Budgeting CompanyArno Richter

Customer experience

Budgeting App

All ratings79 ratings
Positive94.9%
Neutral0.0%
Negative5.1%
Written reviews19 reviews
Positive78.9%
Neutral0.0%
Negative21.1%

Monthly

All ratings17 ratings
Positive94.1%
Neutral0.0%
Negative5.9%
Written reviews12 reviews
Positive91.7%
Neutral0.0%
Negative8.3%

In-app purchases

7 purchases

Budgeting App

Subscriptions5
  • Pro (Monthly)$2.991 Month
  • Lifetime Bank Sync Add-On (Monthly)$5.991 Month
  • Pro Sync (Monthly)1 Month trial$9.991 Month
Show 2 more
  • Pro (Annual)$26.491 Year
  • Pro Sync (Annual)1 Month trial$89.991 Year
One-time2
  • The Budgeting App Pro Lifetime$33.99
  • The Budgeting App Pro Lifetime$59.90
None

Monthly

No in-app purchases

Questions

Is Budgeting App free?
Budgeting App is free to download, with in-app purchases available.
Is Monthly free?
Monthly is free to download, with no in-app purchases.
Which has better reviews, Budgeting App or Monthly?
Budgeting App is rated higher. Budgeting App averages 4.7 out of 5 from 79 ratings, while Monthly averages 4.6 from 17 ratings.
Do Budgeting App or Monthly have ads?
Neither Budgeting App nor Monthly shows ads.
Which is updated more often, Budgeting App or Monthly?
Budgeting App ships an update every 6 days, and Monthly every 5 days. Most recently, Budgeting App was updated on September 23, 2026 and Monthly on September 11, 2026.

Other comparisons