Comparison

Budgeting App vs Monthly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgeting App

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Highlights
  • Sync across devices
  • Customizable spending categories
  • Flexible budget creation (weekly, monthly)
  • Track income and expenses
  • Automated recurring transactions
  • Detailed spending analytics
  • Multiple account management
  • Savings and loan tracking
Features
Read full description

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]

About

Monthly

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Highlights
  • Automatic fixed cost calculation
  • Income and expense tracking
  • Payment reminders
  • Category-based spending statistics
  • CSV data export
  • Home screen widgets
Features
Read full description

Monthly shows what’s left of your income after rent, bills, and subscriptions – without tracking every coffee. Add your income and recurring expenses once. Monthly uses their schedules and due dates to work out your budget. FIXED COSTS WITHOUT THE MATH Rent every month, insurance once a year: Monthly includes each payment in the budget month it falls in. You can plan for one-time income and expenses, too. YOUR BUDGET, YOUR SCHEDULE Choose when your budget month starts, whether that’s payday or another date that suits you. Roll your remaining budget into the next month if you want to, and make adjustments when needed. HOUSEHOLDS & ACCOUNTS Manage separate households and assign income and expenses to accounts. See the budget for each account as well as your household total. REMINDERS ON YOUR TERMS Set a reminder for an individual expense. You choose the day and time, and Monthly sends you a notification. CATEGORIES & INSIGHTS Group expenses into categories such as housing, transportation, or leisure, with colors and icons of your choice. See how your income, expenses, and budget change over time. WIDGETS & QUICK ACCESS Check your monthly budget and upcoming expenses from your Home Screen, without opening Monthly. The Control opens the new-expense form straight from Control Center. CSV EXPORT Export your income and expenses as a CSV file to review them in a spreadsheet or use them elsewhere. FREE & PRIVATE No ads, tracking, subscription fees, or sign-up. Monthly stores your entries locally on your device, with no cloud syncing. Plan your month knowing what’s left for you.

Screenshots

Budgeting App4 screens
Monthly4 screens

Verdict

The call

The clearest difference is in-app purchases: Monthly at none against Budgeting App's 7. Monthly also leads on review sentiment (89% vs 79%). Budgeting App's advantage is iOS requirement (16.0 vs 26.1). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month. Monthly asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Budgeting App against 4.6 for Monthly. Both are backed by a comparable volume of ratings — 95 and 45 respectively. Written reviews are what separate them: 79% of Budgeting App's written reviews are positive against 89% of Monthly's.

UpkeepUpdate frequency

Budgeting App ships an update weekly, Monthly every 5 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
Budgeting App versus Monthly: the parameters behind the verdict, then further details
ParameterBudgeting AppMonthly
PriceFreeFree
Rating4.7 (95 ratings) — better4.6 (45 ratings)
Positive reviews78.9% of reviews88.9% of reviews — better
Number of ratings95 — better45
Update frequencyWeeklyEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better26.1
Further details — not scored
Size63 MB12 MB
Age rating4+4+
DeveloperThe Budgeting CompanyArno Richter

Customer experience

Budgeting App

All ratings87 ratings
Positive95.4%
Neutral0.0%
Negative4.6%
Written reviews19 reviews
Positive78.9%
Neutral0.0%
Negative21.1%

Monthly

All ratings40 ratings
Positive87.5%
Neutral7.5%
Negative5.0%
Written reviews36 reviews
Positive88.9%
Neutral8.3%
Negative2.8%

In-app purchases

7 purchases

Budgeting App

Subscriptions5
  • Pro (Monthly)$2.991 Month
  • Lifetime Bank Sync Add-On (Monthly)$5.991 Month
  • Pro Sync (Monthly)1 Month trial$9.991 Month
Show 2 more
  • Pro (Annual)$26.491 Year
  • Pro Sync (Annual)1 Month trial$89.991 Year
One-time2
  • The Budgeting App Pro Lifetime$33.99
  • The Budgeting App Pro Lifetime$59.90
None

Monthly

No in-app purchases

Questions

Is Budgeting App free?
Budgeting App is free to download, with in-app purchases available.
Is Monthly free?
Monthly is free to download, with no in-app purchases.
Which has better reviews, Budgeting App or Monthly?
Budgeting App is rated higher. Budgeting App averages 4.7 out of 5 from 95 ratings, while Monthly averages 4.6 from 45 ratings.
Do Budgeting App or Monthly have ads?
Neither Budgeting App nor Monthly shows ads.
Which is updated more often, Budgeting App or Monthly?
Budgeting App ships an update weekly, and Monthly every 5 days. Most recently, Budgeting App was updated on November 7, 2026 and Monthly on November 5, 2026.

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