Budgeting App vs Monthly

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]

See what’s left of your income after rent, bills, and subscriptions, without tracking every coffee. Add your income and recurring expenses once. Monthly then calculates your budget around every due date. EVERY BILL IN THE RIGHT MONTH Rent is due every month, insurance once a year. Monthly counts each payment in the budget month it falls in. You can plan for one-time income and expenses, too. YOUR BUDGET, YOUR SCHEDULE Start your budget month on payday or any other day of the month. If you want, an account can carry what’s left at the end of the month into the next one, shortfalls included, so your budget keeps running. At the start of each budget month, check the amount and adjust it if needed. HOUSEHOLDS & ACCOUNTS Manage separate households and assign income and expenses to accounts. Transfers move money between your accounts, once or on a recurring schedule, and don’t count as income or expenses. See the budget for each account as well as your household total. REMINDERS ON YOUR TERMS Set a reminder for any expense and choose the day and time. CATEGORIES & INSIGHTS Group expenses into categories such as housing, transportation, or leisure, with colors and icons of your choice. See how your income, expenses, and budget change over time. WIDGETS & QUICK ACCESS Check your monthly budget and upcoming expenses from your Home Screen, without opening Monthly. Add a new expense from the “Today’s Expenses” widget or a control in Control Center. CSV EXPORT Export your income, expenses, and transfers as a CSV file to open in a spreadsheet. FREE & PRIVATE No ads, no tracking, no subscription, no sign-up. Monthly keeps your entries on your device, not in the cloud. Plan your month knowing what’s left.