# Budgeting App vs Spendly

The clearest difference is in-app purchases: Spendly at none against Budgeting App's 7. Spendly also leads on update cadence (daily vs weekly). Budgeting App's advantage is iOS requirement (16.0 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month. Spendly asks for nothing beyond the download.

Budgeting App ships an update weekly, Spendly daily. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Budgeting App | Spendly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (91 ratings)](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435/reviews)** | — |
| Number of ratings | **91** | — |
| Positive reviews | 78.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Daily** |
| Monetization | Free with in-app purchases | — |
| Size | 63 MB | 6 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [The Budgeting Company](https://appshunter.io/developer/1818945575) | [Muayad Haddad](https://appshunter.io/developer/1895079630) |

## What reviewers say

### Budgeting App

[App page](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435)

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

**Highlights:** Sync across devices, Customizable spending categories, Flexible budget creation (weekly, monthly), Track income and expenses, Automated recurring transactions, Detailed spending analytics, Multiple account management, Savings and loan tracking

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (Monthly) | $2.99 | per month |
| Lifetime Bank Sync Add-On (Monthly) | $5.99 | per month |
| Pro Sync (Monthly) | $9.99 | per month |
| Pro (Annual) | $26.49 | per year |
| Pro Sync (Annual) | $89.99 | per year |
| The Budgeting App Pro Lifetime | $33.99 | one-time |
| The Budgeting App Pro Lifetime | $59.90 | one-time |


### Spendly

[App page](https://appshunter.io/ios/app/spendly-budget-tracker/id6762925233)

**In-app purchases:** none


## Frequently asked questions

### Is Budgeting App free?

Budgeting App is free to download, with in-app purchases available.

### Is Spendly free?

Spendly is free to download, with no in-app purchases.

### Do Budgeting App or Spendly have ads?

Neither Budgeting App nor Spendly shows ads.

### Which is updated more often, Budgeting App or Spendly?

Budgeting App ships an update weekly, and Spendly daily. Most recently, Budgeting App was updated on October 30, 2026 and Spendly on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*