# Budgeting App vs Actuali

The clearest difference is in-app purchases: Actuali at none against Budgeting App's 7. Actuali also leads on rating (5.0 vs 4.7) and review sentiment (100% vs 79%). Budgeting App's advantage is ratings volume (92 vs 23) and iOS requirement (16.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month. Actuali asks for nothing beyond the download.

Actuali holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 92 and 23 respectively. Written reviews point the same way: 79% of Budgeting App's written reviews are positive against 100% of Actuali's.

Budgeting App ships an update weekly, Actuali every 10 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Budgeting App | Actuali |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (92 ratings)](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435/reviews) | **[5.0 (23 ratings)](https://appshunter.io/ios/app/actuali/id6764063765/reviews)** |
| Number of ratings | **92** | 23 |
| Positive reviews | 78.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 10 days |
| Monetization | Free with in-app purchases | **Free** |
| Size | 63 MB | 20 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [The Budgeting Company](https://appshunter.io/developer/1818945575) | [Matthew Farrell](https://appshunter.io/developer/1872851717) |

## What reviewers say

### Budgeting App

[App page](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435)

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

**Highlights:** Sync across devices, Customizable spending categories, Flexible budget creation (weekly, monthly), Track income and expenses, Automated recurring transactions, Detailed spending analytics, Multiple account management, Savings and loan tracking

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (Monthly) | $2.99 | per month |
| Lifetime Bank Sync Add-On (Monthly) | $5.99 | per month |
| Pro Sync (Monthly) | $9.99 | per month |
| Pro (Annual) | $26.49 | per year |
| Pro Sync (Annual) | $89.99 | per year |
| The Budgeting App Pro Lifetime | $33.99 | one-time |
| The Budgeting App Pro Lifetime | $59.90 | one-time |


### Actuali

[App page](https://appshunter.io/ios/app/actuali/id6764063765)

Manage your personal finances on the go with this native iOS client for a self-hosted budgeting app. Track expenses, view account balances, and generate reports directly from your iPhone, even offline. Syncs seamlessly with your existing server.

**Highlights:** Budget at a glance, Category budgeting, Log expenses, deposits, transfers, Net worth and spending reports, Offline functionality, Light & Dark mode

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budgeting App free?

Budgeting App is free to download, with in-app purchases available.

### Is Actuali free?

Actuali is free to download, with no in-app purchases.

### Which has better reviews, Budgeting App or Actuali?

Actuali is rated higher. Budgeting App averages 4.7 out of 5 from 92 ratings, while Actuali averages 5.0 from 23 ratings.

### Do Budgeting App or Actuali have ads?

Neither Budgeting App nor Actuali shows ads.

### Which is updated more often, Budgeting App or Actuali?

Budgeting App ships an update weekly, and Actuali every 10 days. Most recently, Budgeting App was updated on November 3, 2026 and Actuali on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*