# Budgeting App vs BudgetOS

The clearest difference is review sentiment: BudgetOS at 100% against Budgeting App's 79%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and BudgetOS sells 3 in-app purchases, starting at $4.00 per month. Whichever you choose, the download price is not the number that matters.

Budgeting App ships an update weekly, BudgetOS every 5 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Budgeting App | BudgetOS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (91 ratings)](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435/reviews)** | — |
| Number of ratings | **91** | — |
| Positive reviews | 78.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 63 MB | 20 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [The Budgeting Company](https://appshunter.io/developer/1818945575) | [IN-DEV SOLUTIONS INC.](https://appshunter.io/developer/6775109833) |

## What reviewers say

### Budgeting App

[App page](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435)

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

**Highlights:** Sync across devices, Customizable spending categories, Flexible budget creation (weekly, monthly), Track income and expenses, Automated recurring transactions, Detailed spending analytics, Multiple account management, Savings and loan tracking

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (Monthly) | $2.99 | per month |
| Lifetime Bank Sync Add-On (Monthly) | $5.99 | per month |
| Pro Sync (Monthly) | $9.99 | per month |
| Pro (Annual) | $26.49 | per year |
| Pro Sync (Annual) | $89.99 | per year |
| The Budgeting App Pro Lifetime | $33.99 | one-time |
| The Budgeting App Pro Lifetime | $59.90 | one-time |


### BudgetOS

[App page](https://appshunter.io/ios/app/budgetos-smart-tracker/id6775109831)

Gain control over your finances by organizing bills, tracking expenses, and visualizing your spending habits. This app helps you set budgets, plan for future expenses, and reach your financial goals with clear insights.

**Highlights:** Import bank statements (PDF/CSV), Auto-categorize transactions, Spending heatmap calendar, Live budget limits per category, Projected expense calendar, Bill and subscription tracking, Daily financial health check

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BudgetOS Paid | $4.00 | per month |
| BudgetOS Premium | $7.00 | per month |
| BudgetOS Plus (Annual) | $40.00 | per year |


## Frequently asked questions

### Is Budgeting App free?

Budgeting App is free to download, with in-app purchases available.

### Is BudgetOS free?

BudgetOS is free to download, with in-app purchases available.

### Do Budgeting App or BudgetOS have ads?

Neither Budgeting App nor BudgetOS shows ads.

### Which is updated more often, Budgeting App or BudgetOS?

Budgeting App ships an update weekly, and BudgetOS every 5 days. Most recently, Budgeting App was updated on October 30, 2026 and BudgetOS on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*