# Budgeting App vs Penny

The clearest difference is update cadence: Budgeting App at weekly against Penny's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Penny sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Budgeting App ships an update weekly, Penny monthly. The most recent releases landed on October 23, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Budgeting App | Penny |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (87 ratings)](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435/reviews)** | — |
| Number of ratings | **87** | — |
| Positive reviews | 78.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 63 MB | 4 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, Mac |
| Age rating | 4+ | 4+ |
| Developer | [The Budgeting Company](https://appshunter.io/developer/1818945575) | [Gregorio Aquino](https://appshunter.io/developer/6783546567) |

## What reviewers say

### Budgeting App

[App page](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435)

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

**Highlights:** Sync across devices, Customizable spending categories, Flexible budget creation (weekly, monthly), Track income and expenses, Automated recurring transactions, Detailed spending analytics, Multiple account management, Savings and loan tracking

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (Monthly) | $2.99 | per month |
| Lifetime Bank Sync Add-On (Monthly) | $5.99 | per month |
| Pro Sync (Monthly) | $9.99 | per month |
| Pro (Annual) | $26.49 | per year |
| Pro Sync (Annual) | $89.99 | per year |
| The Budgeting App Pro Lifetime | $33.99 | one-time |
| The Budgeting App Pro Lifetime | $59.90 | one-time |


### Penny

[App page](https://appshunter.io/ios/app/penny-subscription-tracker/id6783546565)

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Penny Pro | $4.99 | one-time |


## Frequently asked questions

### Is Budgeting App free?

Budgeting App is free to download, with in-app purchases available.

### Is Penny free?

Penny is free to download, with in-app purchases available.

### Do Budgeting App or Penny have ads?

Neither Budgeting App nor Penny shows ads.

### Which is updated more often, Budgeting App or Penny?

Budgeting App ships an update weekly, and Penny monthly. Most recently, Budgeting App was updated on October 23, 2026 and Penny on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*