# Budgeting App vs Zerosum

The clearest difference is rating: Zerosum at 5.0 against Budgeting App's 4.7. Zerosum also leads on update cadence (every 2 days vs weekly) and review sentiment (92% vs 79%). Budgeting App's advantage is ratings volume (87 vs 24). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Zerosum sells 6 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Zerosum holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 87 and 24 respectively. Written reviews point the same way: 79% of Budgeting App's written reviews are positive against 92% of Zerosum's.

Budgeting App ships an update weekly, Zerosum every 2 days. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Budgeting App | Zerosum |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (87 ratings)](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435/reviews) | **[5.0 (24 ratings)](https://appshunter.io/ios/app/zerosum-zero-based-budgeting/id6784319439/reviews)** |
| Number of ratings | **87** | 24 |
| Positive reviews | 78.9% of reviews | **91.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 63 MB | 11 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Budgeting Company](https://appshunter.io/developer/1818945575) | [Pedro Fidalgo](https://appshunter.io/developer/6784319441) |

## What reviewers say

### Budgeting App

[App page](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435)

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

**Highlights:** Sync across devices, Customizable spending categories, Flexible budget creation (weekly, monthly), Track income and expenses, Automated recurring transactions, Detailed spending analytics, Multiple account management, Savings and loan tracking

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (Monthly) | $2.99 | per month |
| Lifetime Bank Sync Add-On (Monthly) | $5.99 | per month |
| Pro Sync (Monthly) | $9.99 | per month |
| Pro (Annual) | $26.49 | per year |
| Pro Sync (Annual) | $89.99 | per year |
| The Budgeting App Pro Lifetime | $33.99 | one-time |
| The Budgeting App Pro Lifetime | $59.90 | one-time |


### Zerosum

[App page](https://appshunter.io/ios/app/zerosum-zero-based-budgeting/id6784319439)

This app helps you meticulously plan your finances using a zero-based budgeting approach. It allows you to allocate every dollar before spending, track savings goals, and gain insights through detailed analytics and forecasts. You can choose between automatic bank syncing or manual entry, and even share your budget with family.

**Highlights:** Zero-based budgeting, Savings goal tracking, Financial analytics and forecasts, Recurring transaction scheduling, Bank sync or manual entry, Family budget sharing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zerosum Basic (Monthly) | $5.99 | per month |
| Zerosum Plus (Monthly) | $8.99 | per month |
| Zerosum Pro (Monthly) | $12.99 | per month |
| Zerosum Basic (Annual) | $39.99 | per year |
| Zerosum Plus | $59.99 | per year |
| Zerosum Pro (Annual) | $89.99 | per year |


## Frequently asked questions

### Is Budgeting App free?

Budgeting App is free to download, with in-app purchases available.

### Is Zerosum free?

Zerosum is free to download, with in-app purchases available.

### Which has better reviews, Budgeting App or Zerosum?

Zerosum is rated higher. Budgeting App averages 4.7 out of 5 from 87 ratings, while Zerosum averages 5.0 from 24 ratings.

### Do Budgeting App or Zerosum have ads?

Neither Budgeting App nor Zerosum shows ads.

### Which is updated more often, Budgeting App or Zerosum?

Budgeting App ships an update weekly, and Zerosum every 2 days. Most recently, Budgeting App was updated on October 19, 2026 and Zerosum on October 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*