# Budgeting App vs Vault

The clearest difference is ads: Budgeting App at none against Vault's shown. Vault's advantage is update cadence (every 2 days vs weekly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Vault sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Budgeting App ships an update weekly, Vault every 2 days. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Budgeting App | Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (91 ratings)](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435/reviews)** | — |
| Number of ratings | **91** | — |
| Positive reviews | 78.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | Free with in-app purchases | — |
| Size | 63 MB | 3 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Budgeting Company](https://appshunter.io/developer/1818945575) | [Muhammad Yasir Rafique](https://appshunter.io/developer/6792854551) |

## What reviewers say

### Budgeting App

[App page](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435)

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

**Highlights:** Sync across devices, Customizable spending categories, Flexible budget creation (weekly, monthly), Track income and expenses, Automated recurring transactions, Detailed spending analytics, Multiple account management, Savings and loan tracking

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (Monthly) | $2.99 | per month |
| Lifetime Bank Sync Add-On (Monthly) | $5.99 | per month |
| Pro Sync (Monthly) | $9.99 | per month |
| Pro (Annual) | $26.49 | per year |
| Pro Sync (Annual) | $89.99 | per year |
| The Budgeting App Pro Lifetime | $33.99 | one-time |
| The Budgeting App Pro Lifetime | $59.90 | one-time |


### Vault

[App page](https://appshunter.io/ios/app/vault-budget-planner/id6792854549)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads (Monthly) | $0.99 | per month |


## Frequently asked questions

### Is Budgeting App free?

Budgeting App is free to download, with in-app purchases available.

### Is Vault free?

Vault is free to download, with in-app purchases available.

### Do Budgeting App or Vault have ads?

Vault shows ads; Budgeting App does not.

### Which is updated more often, Budgeting App or Vault?

Budgeting App ships an update weekly, and Vault every 2 days. Most recently, Budgeting App was updated on October 27, 2026 and Vault on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*