# MyBGFIBank vs Tonji

The clearest difference is rating: Tonji at 5.0 against MyBGFIBank's 2.3. MyBGFIBank's advantage is ratings volume (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tonji holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

MyBGFIBank ships an update every 2 weeks, Tonji every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | MyBGFIBank | Tonji |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/mybgfibank/id1636649062/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tonji/id6772150068/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 75 MB | 32 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BGFI GABON SA](https://appshunter.io/developer/1636647404) | [Paynala](https://appshunter.io/developer/1873045273) |

## What reviewers say

### MyBGFIBank

[App page](https://appshunter.io/ios/app/mybgfibank/id1636649062)

Manage your personal and business accounts with real-time balance and transaction history. Easily handle transfers, track investments and credits, and receive important notifications. Locate nearby branches using the integrated geolocation tool.

**Highlights:** Real-time account balance and history, Manage transfer beneficiaries, Track investments and credits, Receive important notifications, Locate nearby bank branches, Secure access with ID, password, and OTP

**In-app purchases:** none


### Tonji

[App page](https://appshunter.io/ios/app/tonji/id6772150068)

Easily create and manage group funds for any occasion, from birthdays to emergencies. Collect money directly via Mobile Money and track contributions in real-time. Share your fund with a simple link.

**Highlights:** Create funds in under a minute, Collect via Mobile Money, Real-time tracking of total and participants, Funds sent to chosen withdrawal number, Shareable via link, Private or public fund options, Secure registration and fraud prevention

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyBGFIBank free?

MyBGFIBank is free to download, with no in-app purchases.

### Is Tonji free?

Tonji is free to download, with no in-app purchases.

### Which has better reviews, MyBGFIBank or Tonji?

Tonji is rated higher. MyBGFIBank averages 2.3 out of 5 from 3 ratings, while Tonji averages 5.0 from 1 ratings.

### Do MyBGFIBank or Tonji have ads?

Neither MyBGFIBank nor Tonji shows ads.

### Which is updated more often, MyBGFIBank or Tonji?

MyBGFIBank ships an update every 2 weeks, and Tonji every 3 weeks. Most recently, MyBGFIBank was updated on November 3, 2026 and Tonji on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*